Jackson County property record for 450 Ray Ln, Ashland, OR 97520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,137 sqft · built 1949 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jun 2024) |
| Tax Bill | $3,990 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E10DC2000 |
| Primary APN | 391E10DC2000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| 1st Floor Area | 1,137 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 450 RAY LN |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Range | 01E |
| Legal Township | 39S |
| Legal Section | 10 |
| Legal Quarter | 4 |
| Legal Subdivision | FOSTER TRACTS |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1801 |
450 Ray Ln is owned and occupied by two individuals who bought it in June 2024.
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 RAY LN, ASHLAND, OR 97520-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on File |
| Deed Sale | Jun 6, 2024 · Amount on File |
| Prior Sale | Aug 5, 2004 · Amount on File |
| Deed Document Number | 202411154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Jun 6, 2024 |
| Property Address | 450 RAY LN, ASHLAND, OR 97520-2308 |
| Document Number | 0000011154 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 2024-011154 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 450 RAY LN, ASHLAND, OR 97520-2308 |
| Document Number | 0000011155 |
|---|---|
| Date | Jun 6, 2024 |
| Instrument | 2024-011155 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
The 2025 property tax bill for 450 Ray Ln was $3,990, up 2.2% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,500 (+3%) | $369,570 (-2.56%) Land $200,910 Building $168,660 | |
| 2025 | $3,990.00 (+2.15%) | $251,950 (+3%) Land $149,650 Building $102,300 | $379,290 (+4.34%) Land $199,000 Building $180,290 |
| 2024 | $3,906.00 (+3.36%) | $244,620 (+3%) Land $145,290 Building $99,330 | $363,500 (-8.96%) Land $196,000 Building $167,500 |
| 2023 | $3,779.00 (+3.31%) | $237,500 (+3%) Land $141,060 Building $96,440 | $399,270 (+2.01%) Land $281,080 Building $118,190 |
| 2022 | $3,658.00 | $230,590 Land $136,960 Building $93,630 | $391,390 Land $290,540 Building $100,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Ray Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Ray Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hunter Communications.
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