474 Piney Way, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 474 Piney Way, Morro Bay, CA 93442

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,393 sqft · built 1965
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$10,420 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-191-014`

Property Details

APN / Parcel Number

Primary APN	`066-191-014`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	474 PINEY WAY
City	MORRO BAY
State	CA
Zip	93442-2652
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	CY MB MORRO HTS BL 24 LT 17
Legal Subdivision	MORRO HEIGHTS
Legal Block	24
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2029
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 PINEY WAY, MORRO BAY, CA 93442-2652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Grant Deed, Transfer · Line of Credit USALLIANCE FCU
May 10, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 8, 2024
Transfer Doc	0000012563
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 1, 2026
Property Address	474 PINEY WAY, MORRO BAY, CA 93442-2652
Document Number	0000017053
Instrument Date	May 26, 2026
Instrument	202617053
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	474 PINEY WAY, MORRO BAY, CA 93442-2652

Mortgage

Document Number	0000017054,
Date	Jun 1, 2026
Instrument	202617054

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2024
Property Address	474 PINEY WAY, MORRO BAY, CA 93442-2652
Document Number	0000012563
Map Reference	MB 3 PG 4
Instrument Date	May 8, 2024
Instrument	2024012563
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 PINEY WAY, MORRO BAY, CA 93442-2652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	474 PINEY WAY, MORRO BAY, CA 93442-2652

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$656,757 (-31.55%) Land $394,060 Building $262,697
2025	$10,420.00 (+53.87%) Homeowner's exemption	$959,448 (+55.03%) Land $537,420 Building $422,028
2023	$6,772.00 (+6.71%) Homeowner's exemption	$618,881 Land $371,333 Building $247,548
2022	$6,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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