474 Oak Pl, Chula Vista, CA 91911 Property Records

San Diego County property record for 474 Oak Pl, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,662 sqft · built 1977
Lot Size	0.201 acres (8,761 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Mar 2024)
Tax Bill	$10,683 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-660-15-00`

Property Details

APN / Parcel Number

Primary APN	`620-660-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,662 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,761 sqft (0.201 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	474 OAK PL
City	CHULA VISTA
State	CA
Zip	91911-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 TR 008402
Legal Subdivision	ZENITH 3
Legal Tract	008402
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13309

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	474 OAK PL, CHULA VISTA, CA 91911-3830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 18, 2024	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 4, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202467721
Prior Transfer Date	Jul 24, 1996
Prior Transfer Doc	0000446732
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	474 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 OAK PL, CHULA VISTA, CA 91911-3830

Mortgage

Document Number	0000048893
Date	Feb 23, 2026
Instrument	2026-0048893

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2024
Property Address	474 OAK PL, CHULA VISTA, CA 91911-3830
Document Number	0000067721
Map Reference	MAP 8402
Instrument Date	Feb 28, 2024
Instrument	2024-0067721
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	474 OAK PL, CHULA VISTA, CA 91911-3830

Mortgage

Document Number	0000067722
Date	Mar 18, 2024
Instrument	2024-0067722

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2021
Property Address	474 OAK PL, CHULA VISTA, CA 91911-3830
Document Number	0000418518
Map Reference	MAP 8402
Instrument Date	May 25, 2021
Instrument	2021-0418518
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	474 OAK PL, CHULA VISTA, CA 91911-3830

Mortgage

Document Number	0000418519
Date	Jun 4, 2021
Instrument	2021-0418519

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,042 (+2%) Land $543,025 Building $362,017
2025	$10,683.00 (+22.84%) Homeowner's exemption	$887,297 (+21.83%) Land $532,378 Building $354,919
2023	$8,697.00 (+2.01%)	$728,280 Land $436,968 Building $291,312
2022	$8,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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