470 Oak Pl, Chula Vista, CA 91911 Property Records

San Diego County property record for 470 Oak Pl, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1977
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2012)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`620-660-14-00`

Property Details

APN / Parcel Number

Primary APN	`620-660-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,240 sqft (0.212 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	470 OAK PL
City	CHULA VISTA
State	CA
Zip	91911-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 TR 008402
Legal Subdivision	ZENITH III
Legal Tract	008402
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13309

Owner

470 Oak Pl is owned and occupied by two individuals who bought it in April 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 13, 2021	Deed of Trust, Mortgage CABRILLO CU
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2012 · Amount on File
Deed Sale	Apr 17, 2012 · Amount on File
Prior Sale	Oct 20, 2011 · Amount on File
Deed Document Number	2012223094
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	0000798766
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 OAK PL, CHULA VISTA, CA 91911-3830

Mortgage

Document Number	0000250583
Date	Jun 15, 2022
Instrument	2022-0250583

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000577293
Date	Aug 13, 2021
Instrument	2021-0577293

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416387
Date	Oct 5, 2018
Instrument	2018-0416387

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416386
Date	Oct 5, 2018
Instrument	2018-0416386

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288856
Date	Jun 27, 2017
Instrument	2017-0288856

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170589
Date	Apr 2, 2020
Instrument	2020-0170589

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	470 OAK PL, CHULA VISTA, CA 91911-3830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 OAK PL, CHULA VISTA, CA 91911-3830

Mortgage

Document Number	0000048322
Date	Jan 21, 2021
Instrument	2021-0048322

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 470 Oak Pl was $5,003.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,961 (+2%) Land $163,983 Building $245,978
2025	$5,003.00	$401,923 Land $160,768 Building $241,155
2023	$4,757.00 (+2.99%)	$386,318 Land $154,526 Building $231,792
2022	$4,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 470 Oak Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Oak Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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