474 Needham Rd, Pottsboro, TX 75076 Property Records

Grayson County property record for 474 Needham Rd, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,900 sqft · built 2003
Lot Size	1.08 acres (47,341 sqft)
Owner	Individual Name on File
Last Sale	$430,920 (Mar 2026)
Tax Bill	$7,729 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030A6576086`

Property Details

APN / Parcel Number

Primary APN	`030A6576086`
Alternative APN	`107887`

Interior

Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	3,677 sqft
1st Floor Area	2,900 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Lot Area	47,341 sqft (1.08 acres)
Lot Dimensions	178 ft deep x 266 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	488 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	474 NEEDHAM RD
City	POTTSBORO
State	TX
Zip	75076-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK HOMESITE, LOT 97
Legal Subdivision	MILL CREEK HOMESITE
Legal Lot Number	97
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1004
Census Tract	305

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Apr 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESEDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20267026
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0000006950
Record Updated	Sep 20, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 25, 2026
Property Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259
Document Number	0000007026
Instrument Date	Mar 25, 2026
Instrument	2026-7026
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259

Mortgage

Document Number	0000007027
Date	Mar 25, 2026
Instrument	2026-7027

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 4, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	SUPERIOR ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024539
Date	Sep 14, 2020
Instrument	2020-00024539

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 3, 2017
Property Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259
Document Number	0000006950
Book / Page	5976 / 00372
Map Reference	MB 1 PG 74
Instrument Date	Mar 31, 2017
Instrument	2017-00006950
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 NEEDHAM RD, POTTSBORO, TX 75076-6259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006951
Date	Apr 3, 2017
Instrument	2017-00006951

Lender

Name	HIGHLANDS RESEDENTIAL MORTGAGE LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,729.00 (+7.51%) Homeowner's exemption	$685,566 (-6.28%)	$754,811 (+3.19%) Land $144,704 Building $610,107
2024	$7,189.00 (-0.94%)
2023		$731,507 Land $113,933 Building $617,574	$731,507 Land $113,933 Building $617,574
2022	$7,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGLEWOOD ON TEXOMA private · serves 4,341 people · EPA ID TX0910052
Water Source	Purchased surface water from CITY OF POTTSBORO
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.41 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMG Technology Investment Group Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20
JAB Wireless Fixed Wireless	50 / 10

May also be available: 360 Communications, Inc. (OK, AR & TX).

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