245 Needham Rd, Pottsboro, TX 75076 Property Records

Grayson County property record for 245 Needham Rd, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,771 sqft · built 2021
Lot Size	1.23 acres (53,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,938 (Jun 2021)
Tax Bill	$10,303 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`030B657607801`

Property Details

APN / Parcel Number

Primary APN	`030B657607801`
Alternative APN	`213004`

Interior

Stories	1 Story
Building Area	2,771 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	2,771 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	53,666 sqft (1.23 acres)
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	430 sqft
Utility Building	900 sqft

Location & Zoning

Street Address	245 NEEDHAM RD
City	POTTSBORO
State	TX
Zip	75076-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK HOMESITE, LOT 88
Legal Subdivision	MILL CREEK HOMESITE
Legal Lot Number	88
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1009
Census Tract	305

Owner

Source: Grayson County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 20, 2020	Loan Modification, Mortgage INDEPENDENT BK
Jun 10, 2020	Loan Modification, Consolidation and Extension, Mortgage INDEPENDENT BK
Jun 11, 2019	Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK
Jan 8, 2019	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Jan 8, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202118725
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0000013515
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026638
Date	Oct 14, 2025
Instrument	2025-26638

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017087
Date	May 17, 2022
Instrument	2022-17087

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 7, 2021
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000018725
Map Reference	VOL 1 PG 74
Instrument Date	Jun 4, 2021
Instrument	2021-00018725
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212

Mortgage

Document Number	0000018726
Date	Jun 7, 2021
Instrument	2021-00018726

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2022

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000018637
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 BENNETT LN SADLER TX 762643349, SADLER, TX 76264-3349

Mortgage

Document Number	0000018637
Date	Jul 23, 2020
Instrument	18637

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2021

Interest

Rate	5%

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	GRAYSON TX
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000018637
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 BENNETT LN SADLER TX 762643349, SADLER, TX 76264-3349

Mortgage

Document Number	0000018637
Date	Jul 23, 2020
Instrument	18637

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2021

Interest

Rate	5%

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 11, 2019
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000013515
Map Reference	VOL 1 PG 74
Instrument Date	Jun 10, 2019
Instrument	2019-00013515
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 BENNETT LN, SADLER, TX 76264-3349

Mortgage

Document Number	0000013516
Date	Jun 11, 2019
Instrument	2019-00013516

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 8, 2019
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000000519
Instrument Date	Jan 7, 2019
Instrument	519
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4728 HOLLY BERRY DR PLANO TX 750937324, PLANO, TX 75093-7324

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 8, 2019
Property Address	245 NEEDHAM RD, POTTSBORO, TX 75076-6212
Document Number	0000000418
Instrument Date	Jan 4, 2019
Instrument	418
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 LAKEWOOD RD DENISON TX 750200754, DENISON, TX 75020-0754

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,303.00 (+7.07%) Homeowner's exemption	$876,822 (+18.12%)	$879,053 (+18.42%) Land $146,508 Building $732,545
2024	$9,623.00 (-0.51%)
2023		$742,335 Land $120,212 Building $622,123	$742,335 Land $120,212 Building $622,123
2022	$9,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGLEWOOD ON TEXOMA private · serves 4,341 people · EPA ID TX0910052
Water Source	Purchased surface water from CITY OF POTTSBORO
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.41 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: 360 Broadband, AT&T, Rise Broadband, Verizon.

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