474 N Lakeside Dr, Durango, CO 81303 Property Records

La Plata County property record for 474 N Lakeside Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,147 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$847,700 (Nov 2009)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	May 2021 Loan Modification Apr 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-294-01-006`

Property Details

APN / Parcel Number

Primary APN	`5661-294-01-006`
Alternative APN	`R021076`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,147 sqft Living Area
Gross Area	5,503 sqft
Basement Area	620 sqft
Finished Basement	620 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,356 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	564 sqft
Deck Area	Deck Area
Patio Area	1,282 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R021076
Street Address	474 N LAKESIDE DR
City	DURANGO
State	CO
Zip	81303-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 29 TOWNSHIP: 35 RANGE: 10 SUBDIVISION: LAKE DURANGO ESTATES BLOCK: 0 LOT: 6 474 N LAKESIDE DR DURANGO 81303
Legal Range	10
Legal Township	35
Legal Section	29
Legal Subdivision	LAKE DURANGO ESTATES
Legal Block	3
Legal Lot Number	6
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3008
Census Tract	970701

Owner

474 N Lakeside Dr is owned by a company that bought it in November 2009.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	15 N MAIN ST, TEMPLE, TX 76501-7629
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Loan Modification, Mortgage · Conventional Mortgage CENTRAL NAT'L BK
Apr 30, 2019	Loan Modification, Mortgage · Conventional Mortgage CENTRAL NAT'L BK
Apr 30, 2018	Loan Modification, Mortgage · Conventional Mortgage CENTRAL NAT'L BK
Apr 30, 2017	Loan Modification, Mortgage · Line of Credit CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2009 · Amount on File
Deed Sale	Nov 20, 2009 · Amount on File
Deed Document Number	20091006487
Record Updated	Sep 20, 2026

May 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	474 N LAKESIDE DR, DURANGO, CO 81303-6443
Document Number	0001192000
Instrument Date	May 4, 2021
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 N MAIN ST TEMPLE TX 765017629, TEMPLE, TX 76501-7629

Mortgage

Document Number	0001192000
Date	May 7, 2021
Instrument	1192000

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	474 N LAKESIDE DR, DURANGO, CO 81303-6443
Document Number	0001156782
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 N MAIN ST TEMPLE TX 765017629, TEMPLE, TX 76501-7629

Mortgage

Document Number	0001156782
Date	May 23, 2019
Instrument	1156782

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 22, 2020

Interest

Rate	18%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	474 N LAKESIDE DR, DURANGO, CO 81303-6443
Document Number	0001142317
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 N MAIN ST TEMPLE TX 765017629, TEMPLE, TX 76501-7629

Mortgage

Document Number	0001142317
Date	Apr 27, 2018
Instrument	1142317

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 26, 2019

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	474 N LAKESIDE DR, DURANGO, CO 81303-6443
Document Number	0001131090
Instrument Date	Apr 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 N MAIN ST TEMPLE TX 765017629, TEMPLE, TX 76501-7629

Mortgage

Document Number	0001131090
Date	Jul 21, 2017
Instrument	1131090

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 20, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 474 N Lakeside Dr was $5,229.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,940 (+3.82%) Land $16,470 Building $82,470	$1,524,890 (-) Land $253,810 Building $1,271,080
2025	$5,229.00	$95,300 Land $15,860 Building $79,440	$1,524,890 Land $253,810 Building $1,271,080
2023	$3,072.00 (+14.5%)	$73,180 (+15.77%) Land $15,450 Building $57,730	$1,092,180 (+20.08%) Land $230,580 Building $861,600
2022	$2,683.00	$63,210 Land $12,930 Building $50,280	$909,510 Land $186,000 Building $723,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 474 N Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 N Lakeside Dr is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Clearnetworx.

Cell Coverage

5G and 4G LTE (outdoors only)

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