395 N Lakeside Dr, Durango, CO 81303 Property Records

La Plata County property record for 395 N Lakeside Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,950 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Apr 2020)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-294-01-014`

Property Details

APN / Parcel Number

Primary APN	`5661-294-01-014`
Alternative APN	`R021084`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,950 sqft Living Area
Gross Area	7,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,752 sqft
Porch	Unfinished Open Porch
Porch Area	863 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R021084
Street Address	395 N LAKESIDE DR
City	DURANGO
State	CO
Zip	81303-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LAKE DURANGO ESTATES LOT: 14 395 N LAKESIDE DR DURANGO 81303
Legal Subdivision	LAKE DURANGO ESTATES
Legal Block	3
Legal Lot Number	14
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3031
Census Tract	970701

Owner

395 N Lakeside Dr is owned and occupied by two individuals who bought it in April 2020.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 N LAKESIDE DR, DURANGO, CO 81303-6423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Mar 27, 2020	Warranty Deed, Transfer MORGAN STANLEY PVT BK NA
Mar 16, 2018	Grant Deed, Transfer COLORADO TITLE AND CLOSING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Oct 20, 1997 · Amount on File
Deed Document Number	20201169510
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	395 N LAKESIDE DR, DURANGO, CO 81303-6423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175392
Date	Aug 6, 2020
Instrument	1175392

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 27, 2020
Property Address	395 N LAKESIDE DR, DURANGO, CO 81303-6423
Document Number	0001169510
Instrument Date	Mar 20, 2020
Instrument	1169510
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 N LAKESIDE DR DURANGO CO 813036423, DURANGO, CO 81303-6423

Mortgage

Document Number	1169511
Date	Mar 27, 2020
Instrument	1169511

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 16, 2018
Property Address	395 N LAKESIDE DR, DURANGO, CO 81303-6423
Document Number	0001140773
Instrument Date	Mar 15, 2018
Instrument	1140773
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 COON CREEK LN DURANGO CO 813013116, DURANGO, CO 81301-3116

Tax Assessment & Valuation

The 2025 property tax bill for 395 N Lakeside Dr was $5,768.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,620 (+4.28%) Land $16,540 Building $93,080	$1,682,020 (-) Land $253,810 Building $1,428,210
2025	$5,768.00	$105,120 Land $15,860 Building $89,260	$1,682,020 Land $253,810 Building $1,428,210
2023	$3,383.00 (+15.94%)	$80,580 (+17.21%) Land $15,520 Building $65,060	$1,202,680 (+21.59%) Land $231,600 Building $971,080
2022	$2,918.00	$68,750 Land $12,930 Building $55,820	$989,120 Land $186,000 Building $803,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 395 N Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 N Lakeside Dr is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Verizon.

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