474 Harrison Ave, Franklin, NC 28734 Property Records

Macon County property record for 474 Harrison Ave, Franklin, NC 28734

Property Summary

Property Type	Office Building
Details	2,520 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2026)
Tax Bill	$1,544 (2026)
Deeds & Mortgages	May 2005 Mortgage Mar 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6585912600`

Property Details

APN / Parcel Number

Primary APN	`6585912600`
Alternative APNs	`0100252` `125016`

Interior

Stories	1 Story
Building Area	2,520 sqft Heated Area
1st Floor Area	1,260 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	3,000 sqft

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	125016
Street Address	474 HARRISON AVE
City	FRANKLIN
State	NC
Zip	28734-2580
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	FNMU
Legal Description	HARRISON & BIDWELL
Legal Subdivision	BIDWELL
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1048
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2005	Deed of Trust, Mortgage · Commercial Mortgage MACON BANK INC
Mar 27, 2013	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 24, 2005	Deed of Trust, Mortgage · Commercial Mortgage MACON BANK INC
Apr 29, 2026	Warranty Deed, Transfer · Line of Credit FIRST BANK
Apr 29, 2026	Warranty Deed, Transfer · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	20262606
Deed Book / Page	44 / 709
Prior Transfer Date	May 23, 2012
Prior Transfer Doc	Y34/2459
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E29/2068
Date	May 24, 2005
Book Page	E-29/2068
Instrument	20051246

Lender

Name	MACON BANK INC
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 23, 2005
Change Frequency	Monthly
Min Rate At Change	7%
Index	Prime Rate
Margin	1

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0N35/01297
Date	Mar 27, 2013
Book Page	N-35/01297
Instrument	2013002122

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E29/2068
Date	May 24, 2005
Book Page	E-29/2068
Instrument	3005-1344

Lender

Name	MACON BANK INC
Address	FRANKLIN, NC 28734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 29, 2026
Property Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Document Number	0000002606
Book / Page	44 / 709
Instrument Date	Apr 27, 2026
Instrument	2026.2606
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580

Mortgage

Document Number	0000002607,
Date	Apr 29, 2026
Instrument	2026..2607

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 29, 2026
Property Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580
Document Number	000J44/709
Book / Page	44 / 709
Instrument Date	Apr 27, 2026
Instrument	20262606
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 HARRISON AVE, FRANKLIN, NC 28734-2580

Mortgage

Document Number	0000002607,
Date	Apr 29, 2026
Instrument	20262607

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,544.00	$419,090 (+0.67%) Land $73,260 Building $345,830	$419,090 (+0.67%) Land $73,260 Building $345,830
2025	$1,544.00 (+5.83%)	$416,290 (-) Land $73,260 Building $343,030	$416,290 (-) Land $73,260 Building $343,030
2023	$1,459.00	$416,290 Land $73,260 Building $343,030	$416,290 Land $73,260 Building $343,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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