454 Harrison Ave, Franklin, NC 28734 Property Records

Macon County property record for 454 Harrison Ave, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,936 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$339,000 (Jan 2023)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6585912587`

Property Details

APN / Parcel Number

Primary APN	`6585912587`
Alternative APNs	`0101879` `149092` `154300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,936 sqft Heated Area
1st Floor Area	1,312 sqft
Upper Floors Area	624 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	154300
Street Address	454 HARRISON AVE
City	FRANKLIN
State	NC
Zip	28734-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FNMU
Legal Description	192 HARRISON
Legal Subdivision	THE ELLA T LYLE SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1048
Census Tract	970302

Owner

454 Harrison Ave is owned by a company that bought it in January 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	2023435
Deed Book / Page	42 / 1415
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	000U39/875
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 24, 2023
Property Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580
Document Number	00I42/1415
Book / Page	I-42 / 1415
Map Reference	MB 1 PG 11
Instrument Date	Jan 12, 2023
Instrument	2023000435
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580

Mortgage

Document Number	2023000436
Date	Jan 24, 2023
Instrument	2023000436

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00U37/0783
Date	Feb 10, 2017
Book Page	U-37/0783

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 15, 2021
Property Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580
Document Number	00S40/1383
Book / Page	S-40 / 1383
Map Reference	MB 1 PG 11
Instrument Date	Mar 11, 2021
Instrument	2021002435
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580

Mortgage

Document Number	2021002436
Date	Mar 15, 2021
Instrument	2021002436

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 16, 2020
Property Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580
Document Number	000U39/875
Book / Page	U-39 / 875
Instrument Date	Mar 13, 2020
Instrument	2020001740
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 HARRISON AVE, FRANKLIN, NC 28734-2580

Mortgage

Document Number	2020001741
Date	Mar 16, 2020
Instrument	2020001741

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 454 Harrison Ave was $1,276.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,260 (-) Land $38,280 Building $301,980	$340,260 (-) Land $38,280 Building $301,980
2025	$1,276.00	$340,260 Land $38,280 Building $301,980	$340,260 Land $38,280 Building $301,980
2023	$1,205.00	$340,260 Land $38,280 Building $301,980	$340,260 Land $38,280 Building $301,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Harrison Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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