Stewart County property record for 474 Harbor Dr, Bumpus Mills, TN 37028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,061 sqft · built 1995 |
| Lot Size | 0.699 acres (30,459 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,500 (Dec 1997) |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081017J J 03700 |
| Primary APN | 081017J J 03700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,061 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,459 sqft (0.699 acres) |
| Lot Dimensions | 143 ft deep x 213 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 408 sqft |
| Porch | Patio |
| Porch Area | 228 sqft |
| Patio Area | 798 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 474 HARBOR DR |
|---|---|
| City | BUMPUS MILLS |
| State | TN |
| Zip | 37028-6207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: T99 |
| Legal Subdivision | LOON BAY SUB |
| Legal Lot Number | 65 |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 110201 |
Source: Stewart County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 HARBOR DR, BUMPUS MILLS, TN 37028-6207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1997 · Amount on Record |
| Deed Sale | Dec 2, 1997 · Amount on Record |
| Prior Sale | Sep 21, 1993 · Amount on Record |
| Deed Book / Page | 292 / 828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Recording Date | Jul 13, 2026 |
| Property Address | 474 HARBOR DR, BUMPUS MILLS, TN 37028-6207 |
| Document Number | 0000077224 |
| Book / Page | 336 / 224 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202677224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 474 HARBOR DR, BUMPUS MILLS, TN 37028-6207 |
| Document Number | 0000077224, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 336/224 |
| Instrument | 202677224 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Stewart County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790.00 | $53,125 (-) Land $6,750 Building $46,375 | |
| 2024 | $790.00 (+5.33%) | $53,125 (+67.32%) Land $6,750 Building $46,375 | |
| 2023 | $750.00 | $31,750 (-) Land $4,500 Building $27,250 | |
| 2022 | $750.00 | $31,750 Land $4,500 Building $27,250 | $127,000 (-40.24%) Land $18,000 Building $109,000 |
| 2021 | $212,500 Land $27,000 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOON BAY P.O.A. private · serves 134 people · EPA ID TN0000083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
No cell data coverage reported
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