438 Harbor Dr, Bumpus Mills, TN 37028 Property Records

Stewart County property record for 438 Harbor Dr, Bumpus Mills, TN 37028

Property Summary

Property Type	Single Family Home
Details	1.25 ba · 1,584 sqft · built 1997
Lot Size	0.372 acres (16,183 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jul 2026)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`081017J G 00400`

Property Details

APN / Parcel Number

Primary APN	`081017J G 00400`
Alternative APN	`017J G 00400`

Interior

Full Baths	1.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,183 sqft (0.372 acres)
Lot Dimensions	171 ft deep x 77 ft wide
Terrain	Rolling
Garage Type	Unfinished
Garage Area	144 sqft
Driveway	Driveway
Driveway Area	870 sqft

Exterior Amenities

Porch	Slab
Porch Area	864 sqft
Deck Area	384 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	438 HARBOR DR
City	BUMPUS MILLS
State	TN
Zip	37028-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: T99
Legal Subdivision	LOON BAY SUB
Legal Lot Number	76
Jurisdiction	STEWART TN
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	110201

Owner

Source: Stewart County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 HARBOR DR, BUMPUS MILLS, TN 37028-6207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE
Oct 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	202677153
Deed Book / Page	335 / 762
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jul 6, 2026
Property Address	438 HARBOR DR, BUMPUS MILLS, TN 37028-6207
Document Number	0000077153
Book / Page	335 / 762
Instrument Date	Jun 26, 2026
Instrument	202677153
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	GOVERNORS TITLE, GOVERNORS LAND AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,611.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 HARBOR DR, BUMPUS MILLS, TN 37028-6207

Mortgage

Document Number	0000077154,
Date	Jul 6, 2026
Instrument	202677154

Lender

Name	LENDING HAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Oct 5, 2017
Property Address	438 HARBOR DR, BUMPUS MILLS, TN 37028-6207
Document Number	206/522
Book / Page	206 / 522
Instrument Date	Sep 28, 2017
Instrument	51021
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 REMBRANDT DR, CLARKSVILLE, TN 37040-6859

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+0.47%)	$71,275 (+0.53%) Land $9,375 Building $61,900
2024	$1,054.00 (+5.19%)	$70,900 (+67.12%) Land $9,375 Building $61,525
2023	$1,002.00	$42,425 (-) Land $6,250 Building $36,175
2022	$1,002.00	$42,425 Land $6,250 Building $36,175	$169,700 (-40.48%) Land $25,000 Building $144,700
2021			$285,100 Land $37,500 Building $247,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOON BAY P.O.A. private · serves 134 people · EPA ID TN0000083
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures