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474 E Square Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 474 E Square Lake Rd, Troy, MI 48085 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage2,653 sqft Living Area
Lot Size73,181 sqft (1.68 acres)
OccupancyOwner Occupied
Last Sale$307,500 (2020)
Tax Bill$5,620.00 (2025)

Owner

Source: Oakland County records · APN 88-20-10-126-011

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address474 E SQUARE LAKE RD, TROY, MI 48085-3167
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Feb 07, 2020Warranty Deed, Transfer
TITLE ONE INC
May 03, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2020 · Amount on Record
Deed SaleFeb 07, 2020 · Amount on Record
Deed Doc Number202028564
Deed Book / Page53812 / 132
Prior Transfer DateAug 09, 2018
Prior Transfer Doc0000068876
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address474 E SQUARE LAKE RD, TROY, MI 48085-3167
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 E SQUARE LAKE RD, TROY, MI 48085-3167

Mortgage

Document Number0000115732
DateOct 23, 2023
Book Page58957/354
Instrument115732
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 01, 2028

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address474 E SQUARE LAKE RD, TROY, MI 48085-3167
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 E SQUARE LAKE RD, TROY, MI 48085-3167

Mortgage

Document Number0000250106
DateOct 28, 2021
Book Page57034/894
Instrument250106
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 07, 2020
Property Address474 E SQUARE LAKE RD, TROY, MI 48085-3167
Document Number0000028564
Book / Page53812 / 132
Instrument DateJan 23, 2020
Instrument28564
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount Recorded
Tax$2,644.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address474 E SQUARE LAKE RD, 474, TROY, MI 48085-3167

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 E SQUARE LAKE RD, TROY, MI 48085-3167

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 03, 2019
Property Address474 E SQUARE LAKE RD, TROY, MI 48085-3167
Document Number0000068876
Book / Page052792 / 000333
Instrument DateAug 09, 2018
Instrument68876
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address474 E SQUARE LAKE RD TROY MI 480853167, TROY, MI 48085-3167

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,620.00 (-3.95%)
2023$355,740
2022$5,851.00$177,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-10-126-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area2,653 sqft Living Area
1st Floor1,537 sqft 1st Floor
Basement Area1,537 sqft Basement
Finished Basement1,537 sqft Finished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionHip Roof Construction
Lot Area73,181 sqft (1.68 acres)
Depth X Width205 ft x 200 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Porch Area318 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address474 E SQUARE LAKE RD
CityTROY
StateMI
Zip48085-3167
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 10 PART OF NE 1/4 OF NW 1/4 BEG AT N 1/4 COR, TH S 89-10-25 W200 FT, TH S 01-57-15 E 265 FT, TH N 89-10-25 E
Legal Range11E
Legal Township2N
Legal Section10
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup2
Census Block2000
Census Tract196200

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