Oakland County property record for 450 E Square Lake Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,891 sqft · built 2005 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $230,000 (May 2005) |
| Tax Bill | $9,028 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-10-126-010 |
| Primary APN | 88-20-10-126-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 4,891 sqft Living Area |
| 1st Floor Area | 3,588 sqft |
| Basement Area | 2,601 sqft |
| Unfinished Basement | 3,588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 70,567 sqft (1.62 acres) |
| Lot Dimensions | 205 ft deep x 110 ft wide |
| Garage Area | 829 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 253 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 450 E SQUARE LAKE RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 10 PART OF NE 1/4 OF NW 1/4 BEG AT PT DIST S 89-10-25 W 200 FTFROM N 1/4 COR, TH S 89-10-25 W 110.63 FT, TH S |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 10 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 19, 2024 | Intrafamily Transfer, Transfer |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2005 · Amount on Record |
| Deed Sale | May 13, 2005 · Amount on Record |
| Prior Sale | Jul 11, 2003 · Amount on Record |
| Deed Document Number | 2005137241 |
| Deed Book / Page | 35504 / 233 |
| Last Transfer Date | Apr 8, 2024 |
| Transfer Doc | 0000043522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Document Number | 20250159188 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 60799/710 |
| Instrument | 20250159188 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 19, 2024 |
| Property Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Document Number | 0000043522 |
| Book / Page | 59300 / 884 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 43522 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Name | Verified Name |
|---|---|
| Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 450 E SQUARE LAKE RD, TROY, MI 48085-3167 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000227384 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 51383/00001 |
| Instrument | 227384 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2038 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,028.00 (-3.86%) | ||
| 2023 | $755,960 | ||
| 2022 | $9,390.00 | $377,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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