474 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 474 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,198 sqft · built 1984
Lot Size	0.276 acres (12,000 sqft)
Owner	Trust Name on File
Last Sale	$750,000 (Jul 2021)
Tax Bill	$9,549 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402-291-02`

Property Details

APN / Parcel Number

Primary APN	`402-291-02`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,198 sqft Living Area
1st Floor Area	2,423 sqft
2nd Floor Area	722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,556 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	474 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 45 TRACT NO 2675 PARKWOOD ESTATES
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	2675
Legal Lot Number	45
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2000
Census Tract	4405

Owner

474 E Cole Ave is owner-occupied and held in a trust since July 2021.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	474 E COLE AVE, FRESNO, CA 93720-1741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	May 20, 2003 · Amount on File
Deed Document Number	2021119546
Prior Transfer Date	Sep 2, 1998
Prior Transfer Doc	0000135084
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 23, 2021
Property Address	474 E COLE AVE, FRESNO, CA 93720-1741
Document Number	0000119546
Map Reference	MB 33 PG 3-7
Instrument Date	Jul 12, 2021
Instrument	2021-0119546
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	474 E COLE AVE, FRESNO, CA 93720-1741

Mortgage

Document Number	0000119547
Date	Jul 23, 2021
Instrument	2021-0119547

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 474 E Cole Ave was $9,549 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,822 (+2%) Land $167,776 Building $644,046
2025	$9,549.00 Homeowner's exemption	$795,905 Land $164,487 Building $631,418
2023	$9,182.00 (+1.38%) Homeowner's exemption	$765,000 Land $158,100 Building $606,900
2022	$9,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 474 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 E Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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