434 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 434 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1985
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$626,000 (Aug 2025)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`402-301-03`

Property Details

APN / Parcel Number

Primary APN	`402-301-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	434 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 41 TRACT NO 2675 PARKWOOD ESTATES
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	2675
Legal Lot Number	41
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2000
Census Tract	4405

Owner

434 E Cole Ave is held in a trust since August 2025.

Source: Fresno County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2947 W SWEET AVE, VISALIA, CA 93291-8558
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2018	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	202577135
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000070480
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Aug 17, 2026
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Document Number	0000080854
Instrument Date	Aug 7, 2026
Instrument	202680854
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E COLE AVE, FRESNO, CA 93720-1741

Mortgage

Document Number	0000080854,
Date	Aug 17, 2026
Instrument	202680854

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2056

Interest

Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 28, 2026
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Document Number	0000052430
Instrument Date	May 15, 2026
Instrument	202652430
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2947 W SWEET AVE, VISALIA, CA 93291-8558
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E COLE AVE, FRESNO, CA 93720-1741

Mortgage

Document Number	0000006682
Date	Jan 18, 2022
Instrument	2022-0006682

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E COLE AVE, FRESNO, CA 93720-1741

Mortgage

Document Number	0000159649
Date	Nov 9, 2020
Instrument	2020-0159649

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 27, 2019
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Document Number	0000070480
Instrument Date	Jun 19, 2019
Instrument	70480
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	434 E COLE AVE FRESNO CA 937201741, FRESNO, CA 93720-1741

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 3, 2018
Property Address	434 E COLE AVE, FRESNO, CA 93720-1741
Document Number	0000052306
Map Reference	MB 33 PG 3-7
Instrument Date	Apr 13, 2018
Instrument	2018-0052306
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 E COLE AVE, FRESNO, CA 93720-1741

Mortgage

Document Number	0000052307
Date	May 3, 2018
Instrument	2018-0052307

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 434 E Cole Ave was $5,581.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,000 (+33.93%) Land $175,000 Building $451,000
2025	$5,581.00	$467,398 Land $136,537 Building $330,861
2023	$5,366.00 (+1.4%) Homeowner's exemption	$449,250 Land $131,236 Building $318,014
2022	$5,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 434 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 E Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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