Polk County property record for 474 Byu Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,761 sqft · built 1973 |
| Lot Size | 0.484 acres (21,066 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $417,000 (Mar 2022) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000739 |
| Primary APN | 26-28-36-663000-000739 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,761 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 1,761 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,066 sqft (0.484 acres) |
| Lot Dimensions | 137 ft deep x 118 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool House | Pool House |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|
| Street Address | 474 BAYOU CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOTS 7 & 10 BEG NW COR OF SE1/4 OF NE1/4 OF SW1/4 RUN S 625 FT E 289.71 FT S 40 DEG 56 MIN E 125.48 FT TO POB CONT S 40 DEG 56 MIN E 181.46 FT N 18 DEG 46 MIN 40 SEC E 143.22 FT N 54 DEG 04 MIN 40 SEC E 30 FT N 35 DEG |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 2 |
| Legal Lot Number | 7,10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 474 BAYOU CT, WINTER HAVEN, FL 33884-2505 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 13, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 202266385 |
| Deed Book / Page | 12156 / 1961 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0000239413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 13, 2025 |
| Property Address | 474 BAYOU CT, WINTER HAVEN, FL 33884-2505 |
| Document Number | 0000239413 |
| Book / Page | 13733 / 1686 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025239413 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 474 BAYOU CT, WINTER HAVEN, FL 33884-2505 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 474 BAYOU CT, WINTER HAVEN, FL 33884-2505 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 474 BAYOU CT, WINTER HAVEN, FL 33884-2505 |
| Document Number | 0000066385 |
| Book / Page | 12156 / 1961 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022066385 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | SMART TITLE II LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,919.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 474 BAYOU CT, 474, WINTER HAVEN, FL 33884-2505 |
| Name | Verified Name |
|---|---|
| Address | 25 VISTA TOSCANA, LAKE ELSINORE, CA 92532-0215 |
| Document Number | 0121561963 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 12156/1963 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,662 (-1.58%) Land $73,728 Building $217,934 | $291,662 (-1.58%) Land $73,728 Building $217,934 | |
| 2025 | $3,018.00 (-27.35%) Homeowner's exemption | $296,348 (-3.18%) Land $73,728 Building $222,620 | $296,348 (-3.18%) Land $73,728 Building $222,620 |
| 2024 | $4,154.00 (-9.3%) Homeowner's exemption | $306,092 (+0.56%) Land $73,728 Building $232,364 | $306,092 (+0.56%) Land $73,728 Building $232,364 |
| 2023 | $4,580.00 (+191.72%) | $304,401 (+149.21%) Land $71,621 Building $232,780 | $304,401 (+26.45%) Land $71,621 Building $232,780 |
| 2022 | $1,570.00 | $122,145 | $240,726 Land $58,982 Building $181,744 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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