472 Byu Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 472 Byu Ct, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,194 sqft · built 1973
Lot Size0.759 acres (33,053 sqft)
Owner2 Trust Names on File
Last Sale$410,000 (Jun 2021)
Tax Bill$4,426 (2025)
Deeds & MortgagesJan 2024 Transfer
Jun 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-36-663000-000738

Property Details

APN / Parcel Number

Primary APN26-28-36-663000-000738
Alternative APNs
  • 362826663000000738
  • 62826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,194 sqft Living Area
Gross Area2,731 sqft
1st Floor Area2,194 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area33,053 sqft (0.759 acres)
Lot Dimensions125 ft deep x 174 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area537 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchUnfinished Open Porch
Porch Area130 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address472 BAYOU CT
CityWINTER HAVEN
StateFL
Zip33884-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFLA HIGHLANDS CO SUB PB3 PG27 LOTS 7 & 10 BEG NE COR OF SE1/4 OF NE1/4 OF SW1/4 RUN S 01 DEG 14 MIN 10 SEC E 515.06 FT TO POB CONT S 01 DEG 14 MIN 10 SEC E 174.12 FT W 87.67 FT S 54 DEG 04 MIN 40 SEC W 30 FT N 35 DEG 55 MIN 20 SEC W 223 FT N 54 DEG 0
Legal Range26E
Legal Township28S
Legal Section36
Legal SubdivisionFLORIDA HIGHLAND CO SUBDIVISION
Legal Tract663000
Legal Block2
Legal Lot Number7,10
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2011
Census Tract14001

Owner

472 Byu Ct is owner-occupied and held in a trust since January 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Trust Names on File
Mailing Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Intrafamily Transfer, Transfer
Jun 7, 2021Warranty Deed, Transfer
HOME SOLUTION TITLE INC, HOME SOLUTION TITLE
Aug 5, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 31, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2021 · Amount on File
Deed SaleJun 7, 2021 · Amount on File
Prior SaleMay 31, 2019 · Amount on File
Deed Document Number2021146132
Deed Book / Page11746 / 2023
Last Transfer DateJan 15, 2024
Transfer Doc0000013714
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 19, 2024
Property Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505
Document Number0000013714
Book / Page12977 / 421
Instrument DateJan 15, 2024
Instrument2024013714
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4430 HOMEWOOD LN, LAKELAND, FL 33811-2219

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 7, 2021
Property Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505
Document Number0000146132
Book / Page11746 / 2023
Instrument DateJun 1, 2021
Instrument2021146132
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address472 BAYOU CT, 472, WINTER HAVEN, FL 33884-2505

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505
Document Number0113411308
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 BAYOU CT WINTER HAVEN FL 338842505, WINTER HAVEN, FL 33884-2505

Mortgage

Document Number0113411308
DateAug 19, 2020
Book Page011341/001308
Instrument169372
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 18, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 31, 2019
Property Address472 BAYOU CT, WINTER HAVEN, FL 33884-2505
Document Number0108600315
Book / Page010860 / 000315
Instrument DateMay 30, 2019
Instrument112938
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address472 BAYON CT WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884

Mortgage

Document Number108600317
DateMay 31, 2019
Book Page010860/000317
Instrument112939
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 472 Byu Ct was $4,426 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,892 (+1.2%) Land $115,693 Building $263,199$378,892 (+1.2%) Land $115,693 Building $263,199
2025$4,426.00 Homeowner's exemption$374,385 Land $115,693 Building $258,692$374,385 Land $115,693 Building $258,692
2023$5,083.00 (-1.03%) Homeowner's exemption$375,603 (+11.52%) Land $112,387 Building $263,216$375,603 (+11.52%) Land $112,387 Building $263,216
2022$5,136.00$336,799 Land $92,554 Building $244,245$336,799 Land $92,554 Building $244,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Byu Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 Byu Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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