St. Charles County property record for 474 Brookhaven Ct, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,900 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Nov 2024) |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T991600245 |
| Primary APN | T991600245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 1,384 sqft |
| Finished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 45 sqft |
| Patio Area | 192 sqft |
| Sewer | Connected |
|---|
| Account Number | T991600245 |
|---|---|
| Old Parcel Number | T991600245 |
| Street Address | 474 BROOKHAVEN CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN LOT 18 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | BROOKHAVEN |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 311151 |
Source: St. Charles County records · APN T991600245
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 10, 2021 | Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 28, 2019 | Deed of Trust, Mortgage · ARM COMMERCE BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2024 · Amount on Record |
| Deed Sale | Nov 05, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2021 |
| Deed Document Number | 0202446306 |
| Deed Book / Page | 2024 / 46306 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Document Number | 0000020871 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021R-020871 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 10, 2021 |
| Property Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Document Number | 2021R020870 |
| Map Reference | MB 35 PG 158 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021R-020870 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 HAWKS HAVEN DR, 116, O FALLON, MO 63368-7677 |
| Name | Verified Name |
|---|---|
| Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Document Number | 2021R020871 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021R-020871 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0070962483 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 7096/2483 |
| Instrument | 20190628000323160 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 474 BROOKHAVEN CT, O FALLON, MO 63368-9634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071660346 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 7166/0346 |
| Instrument | 20191021000591630 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 | $89,151 (+11.19%) | $469,218 (+11.19%) Land $80,000 Building $389,218 |
| 2023 | $80,182 | ||
| 2022 | $422,010 Land $60,000 Building $362,010 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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