473 Brookhaven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 473 Brookhaven Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,001 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Dec 2016)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600243`

Property Details

APN / Parcel Number

Primary APN	`T991600243`
Alternative APN	`3-157D-8041-00-0016.0000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,001 sqft Living Area
Gross Area	5,193 sqft
1st Floor Area	1,925 sqft
Basement Area	1,584 sqft
Finished Basement	1,020 sqft
Unfinished Basement	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	248 sqft

Location & Zoning

Account Number	T991600243
Street Address	473 BROOKHAVEN CT
City	O FALLON
State	MO
Zip	63368-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 16
Legal Subdivision	BROOKHAVEN
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2022
Census Tract	311151

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	473 BROOKHAVEN CT, O FALLON, MO 63368-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 29, 2020	Deed of Trust, Mortgage FLAT BR MTG
Feb 11, 2017	Loan Modification, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	2016824070
Deed Book / Page	6663 / 1738
Transfer Doc	0066640931
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	473 BROOKHAVEN CT, O FALLON, MO 63368-9632
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 BROOKHAVEN CT, O FALLON, MO 63368-9632

Mortgage

Document Number	0000031140
Date	Jun 2, 2022
Instrument	2022R-031140

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 20, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	473 BROOKHAVEN CT, O FALLON, MO 63368-9632
Document Number	0000075938
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	473 BROOKHAVEN CT O FALLON MO 633689632, O FALLON, MO 63368-9632

Mortgage

Document Number	0000075938
Date	Oct 8, 2020
Instrument	75938

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	473 BROOKHAVEN CT, O FALLON, MO 63368-9632
Document Number	0067330909
Book / Page	006733 / 000909
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	473 BROOKHAVEN CT O FALLON MO 633689632, O FALLON, MO 63368-9632

Mortgage

Document Number	0067330909
Date	Apr 26, 2017
Book Page	006733/000909
Instrument	249930

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,952.00 (+9.96%)	$93,620 (+11.02%)	$492,737 (+11.02%) Land $80,000 Building $412,737
2024	$5,413.00
2023		$84,330
2022			$443,844 Land $60,000 Building $383,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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