Cumberland County and Harpswell Town property record for 474 Basin Point Rd, Harpswell, ME 04079
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1 bd · 1 ba · 656 sqft · built 2015 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,085 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:017 L:016 |
| Primary APN | HARP M:017 L:016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 656 sqft Living Area |
| Gross Area | 3,692 sqft |
| 1st Floor Area | 1,065 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Account Number | 1377 |
|---|---|
| Street Address | 474 BASIN POINT RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3459 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | CF |
| Legal Lot Number | 16 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17101 |
474 Basin Point Rd, a residential property, is owned by an individual.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 BALSAM DR, CUMBERLAND CENTER, ME 04021-4046 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 474 BASIN POINT RD, HARPSWELL, ME 04079-3459 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0392670213 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 39267/213 |
| Instrument | 14856 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 474 Basin Point Rd was $8,085, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,085.00 (+4.73%) | $1,213,900 (-) Land $351,900 Building $862,000 |
| 2024 | $7,720.00 (+4.25%) | $1,213,900 (-) Land $351,900 Building $862,000 |
| 2023 | $7,405.00 (+110.67%) | $1,213,900 (+103.74%) Land $351,900 Building $862,000 |
| 2022 | $3,515.00 | $595,800 Land $351,900 Building $243,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 474 Basin Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 474 Basin Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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