464 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 464 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,905 sqft · built 2012
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2018)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:017 L:018`

Property Details

APN / Parcel Number

Primary APN	`HARP M:017 L:018`
Alternative APN	`1379`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
Gross Area	4,964 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	945 sqft
Unfinished Basement	345 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1379
Street Address	464 BASIN POINT RD
City	HARPSWELL
State	ME
Zip	04079-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF
Legal Lot Number	18
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

464 Basin Point Rd is owned by two individuals who bought it in October 2018.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	484 BASIN POINT RD, HARPSWELL, ME 04079-3460
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage QUORUM FCU
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 9, 2018	Deed of Trust, Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Deed Document Number	201851564
Deed Book / Page	35201 / 323
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	464 BASIN POINT RD, HARPSWELL, ME 04079-3459
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0352020101
Date	Oct 9, 2018
Book Page	35202/0101
Instrument	000000051583

Lender

Name	QUORUM FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	464 BASIN POINT RD, HARPSWELL, ME 04079-3459
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366970306
Date	May 15, 2020
Book Page	36697/306
Instrument	25201

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	464 BASIN POINT RD, HARPSWELL, ME 04079-3459
Document Number	0352010339
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 BASIN POINT RD HARPSWELL ME 040793459, HARPSWELL, ME 04079-3459

Mortgage

Document Number	0352010339
Date	Oct 9, 2018
Book Page	035201/000339
Instrument	51565

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 464 Basin Point Rd was $4,318, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,318.00 (+4.73%)	$648,300 (-) Land $147,800 Building $500,500
2024	$4,123.00 (+4.25%)	$648,300 (-) Land $147,800 Building $500,500
2023	$3,955.00 (+3.4%)	$648,300 (-) Land $147,800 Building $500,500
2022	$3,825.00	$648,300 Land $147,800 Building $500,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 464 Basin Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Basin Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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