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474 6th St, Tracy, MN 56175 Property Records

Lyon County property record for 474 6th St, Tracy, MN 56175

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1978
Lot Size0.185 acres (8,083 sqft)
OwnerIndividual Name on Record
Last Sale$52,000 (Feb 2021)
Tax Bill$3,234 (2026)
Deeds & MortgagesNov 2024 Transfer
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-104030-0

Property Details

APN / Parcel Number

Primary APN31-104030-0

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area8,083 sqft (0.185 acres)

Location & Zoning

Street Address474 6TH ST
CityTRACY
StateMN
Zip56175-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND RAILWAY ADDITION TO TRACY 01010001 LOTS 13, 14 BLK 11 EX N 85'
Legal Subdivision2ND RAILWAY ADDITION
Legal Block11
Legal Lot Number13-14
JurisdictionLYON MN
Township / Civil DivisionTRACY
Census Block Group2
Census Block2010
Census Tract360700

Owner

Source: Lyon County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address474 6TH ST, TRACY, MN 56175-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2024Quit Claim Deed, Transfer
BV ABSTRACT AND TITLE, ABSTRACT & TITLE
Feb 1, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 9, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleAug 9, 2017 · Amount on Record
Deed Document Number202110485
Last Transfer DateOct 30, 2024
Transfer Doc0000018627
Record UpdatedOct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYON MN
Recording DateNov 5, 2024
Property Address474 6TH ST, TRACY, MN 56175-1118
Document Number0000018627
Instrument DateOct 30, 2024
Instrument18627
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyBV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 6TH ST, TRACY, MN 56175-1118

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateFeb 1, 2021
Property Address474 6TH ST, TRACY, MN 56175-1118
Document Number0000010485
Instrument DateJan 29, 2021
Instrument10485
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyTITLE AND ABSTRACT SERVICES, TITLE & ABSTRACT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address474 6TH ST, TRACY, MN 56175-1118

Mortgage

Document Number0000010486
DateFeb 1, 2021
Instrument10486
Lender
NameNAVY FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLYON MN
Recording DateAug 9, 2017
Property Address474 6TH ST, TRACY, MN 56175-1118
Document Number0000213591
Instrument DateAug 8, 2017
Instrument213591
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$158.07
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 6TH ST, TRACY, MN 56175-1118
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLyon County
MunicipalityTracy City
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,234.00 (+4.86%)$137,300 (+14.42%) Land $5,900 Building $131,400$137,300 (+14.42%) Land $5,900 Building $131,400
2025$3,084.00$120,000 (+15.05%) Land $5,900 Building $114,100$120,000 (+15.05%) Land $5,900 Building $114,100
2024$3,084.00 (+49.27%)
2023$2,066.00$104,300 Land $6,300 Building $98,000$104,300 Land $6,300 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTracy
serves 2,154 people · EPA ID MN1420010
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20

May also be available: Bluepeak.

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