Lyon County property record for 425 6th St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1889 |
| Lot Size | 0.284 acres (12,372 sqft) |
| Owner | Company Name on Record |
| Last Sale | $30,500 (May 2026) |
| Tax Bill | $1,674 (2026) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-104196-0 |
| Primary APN | 31-104196-0 |
|---|
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Lot Area | 12,372 sqft (0.284 acres) |
| Street Address | 425 6TH ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND RAILWAY ADDITION TO TRACY 01010001 LOTS 5, & NLY 1/2 LOT 6 BLK 27 |
| Legal Subdivision | 2ND RAILWAY ADDITION |
| Legal Block | 27 |
| Legal Lot Number | 5-6 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 360700 |
Source: Lyon County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 425 6TH ST, TRACY, MN 56175-1161 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2025 · Amount on Record |
| Deed Document Number | 202621372 |
| Prior Transfer Date | Sep 18, 2025 |
| Prior Transfer Doc | 0000230673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | May 1, 2026 |
| Property Address | 425 6TH ST, TRACY, MN 56175-1161 |
| Document Number | 0000021372 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.21372 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,165.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 6TH ST, TRACY, MN 56175-1161 |
| Document Number | 0000021373, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.21373 |
| Name | FIRST INDEPENDENT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 29, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,674.00 (+2.57%) | $68,200 (+3.49%) Land $6,700 Building $61,500 | $68,200 (+3.49%) Land $6,700 Building $61,500 |
| 2025 | $1,632.00 (+114.17%) Homeowner's exemption | $65,900 (+13.62%) Land $6,700 Building $59,200 | $65,900 (+13.62%) Land $6,700 Building $59,200 |
| 2023 | $762.00 | $58,000 Land $7,100 Building $50,900 | $58,000 Land $7,100 Building $50,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Bluepeak.
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