474 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 474 2nd St, Troy, NY 12180

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,040 sqft · built 1850
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Tax Bill$1,986 (2026)
APN381700 111.44-7-30

Property Details

APN / Parcel Number

Primary APN381700 111.44-7-30
Alternative APN
  • 1204640

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,040 sqft Total Area
1st Floor Area1,020 sqft
2nd Floor Area1,020 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions104 ft deep x 26 ft wide
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1204640
Street Address474 2ND ST
CityTROY
StateNY
Zip12180-5519
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMF
Legal Description2 STY FR HSE 32-13/30 LIFE ESTATE/D CIOTTI
Legal Block7
Legal Lot Number30.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2008
Census Tract41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address474 2ND ST, TROY, NY 12180-5519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,986.00 (-5.11%) Homeowner's exemption Senior Citizen's exemption
2025$2,093.00 (+5.12%)$72,000 (-) Land $8,400 Building $63,600$123,300 (+19.83%) Land $14,385 Building $108,915
2023$72,000 (-) Land $8,400 Building $63,600$102,900 (+8.62%) Land $12,005 Building $90,895
2022$1,991.00 Homeowner's exemption Senior Citizen's exemption$72,000 Land $8,400 Building $63,600$94,737 Land $11,053 Building $83,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims28 (1979–2021)
Claims Outside the SFHA2 of 28
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30

May also be available: Massivemesh Networks.

Nearby Properties on 2nd St

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