470 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 470 2nd St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,008 sqft · built 1846
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Jan 2023)
Tax Bill	$3,439 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2017 Sale
APN	`381700 111.44-7-32`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-7-32`
Alternative APN	`1204660`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,008 sqft Total Area
1st Floor Area	1,004 sqft
2nd Floor Area	1,004 sqft

Exterior

Year Built	Built 1846
Effective Year Built	Effective 1846
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	95 ft deep x 22 ft wide
Porch	Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204660
Street Address	470 2ND ST
City	TROY
State	NY
Zip	12180-5519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY BRK BLDG 32-11 M87 290
Legal Block	7
Legal Lot Number	32.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	41000

Owner

470 2nd St, a duplex, is owned by an individual who bought it in January 2023.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	11 NEWARK ST, COHOES, NY 12047-4529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION
Nov 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Document Number	2023621989
Deed Book / Page	10283 / 268
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	0034360086
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 3, 2023
Property Address	470 2ND ST, TROY, NY 12180-5519
Document Number	0102830268
Book / Page	10283 / 268
Instrument Date	Nov 30, 2022
Instrument	2023-621989
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FERN LN, HALFMOON, NY 12065-3142

Mortgage

Document Number	2023621990
Date	Jan 3, 2023
Instrument	2023-621990

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 1, 2017
Property Address	470 2ND ST, TROY, NY 12180-5519
Document Number	0083410293
Book / Page	008341 / 000293
Instrument Date	Oct 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	470 2ND ST TROY NY 121805519, TROY, NY 12180-5519

Tax Assessment & Valuation

The 2026 property tax bill for 470 2nd St was $3,439, down 0.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,439.00 (-0.29%)
2025	$3,449.00	$72,000 Land $8,800 Building $63,200	$123,300 Land $15,070 Building $108,230
2023		$72,000 (-) Land $8,800 Building $63,200	$102,900 (+8.62%) Land $12,577 Building $90,323
2022	$4,431.00	$72,000 Land $8,800 Building $63,200	$94,737 Land $11,579 Building $83,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 470 2nd St; there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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