4738 Cumberland Dr, Savannah, GA 31405 Property Records

Chatham County property record for 4738 Cumberland Dr, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,943 sqft · built 1962
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Aug 2024)
Tax Bill	$6,140 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0112-08-017`

Property Details

APN / Parcel Number

Primary APN	`2-0112-08-017`
Alternative APN	`A181833`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Utility Area	100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	116 ft deep x 90 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4738 CUMBERLAND DR
City	SAVANNAH
State	GA
Zip	31405-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 91 SYLVAN TERR GROOVER WD
Legal Subdivision	SYLVAN TERRACE
Legal Lot Number	91
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2020
Census Tract	3400

Owner

4738 Cumberland Dr is owned and occupied by an individual who bought it in August 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Feb 13, 2023 · Amount on File
Deed Book / Page	3463 / 335
Prior Transfer Date	Mar 14, 2024
Prior Transfer Doc	0033270496
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 14, 2024
Property Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116
Document Number	0033270496
Book / Page	3327 / 496
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 13, 2023
Property Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116
Document Number	0030240447
Book / Page	3024 / 447
Instrument Date	Feb 13, 2023
Instrument	2023-001241
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116

Mortgage

Document Number	0003024449
Date	Feb 13, 2023
Instrument	3024/449

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 5, 2021
Property Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116
Document Number	2602/730
Book / Page	2602 / 730
Instrument Date	Nov 5, 2021
Instrument	2021-014503
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 CUMBERLAND DR, SAVANNAH, GA 31405-5116

Mortgage

Document Number	0000002602/0000000732
Date	Nov 9, 2021
Book Page	0000002602/0000000732

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4738 Cumberland Dr was $6,140.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,400 (+11.49%) Land $32,000 Building $181,400	$533,500 (+11.49%) Land $80,000 Building $453,500
2025	$6,140.00	$191,400 Land $32,000 Building $159,400	$478,500 Land $80,000 Building $398,500
2023	$971.00 (-53.89%)	$82,960 (+8.02%) Land $20,000 Building $62,960	$207,400 (+8.02%) Land $50,000 Building $157,400
2022	$2,106.00	$76,800 Land $20,000 Building $56,800	$192,000 Land $50,000 Building $142,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4738 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1994–2016)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4738 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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