4736 Cumberland Dr, Savannah, GA 31405 Property Records

Chatham County property record for 4736 Cumberland Dr, Savannah, GA 31405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,309 sqft · built 2003
Lot Size0.258 acres (11,252 sqft)
OwnerIndividual Name on File
Tax Bill$2,513 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-0112-08-025

Property Details

APN / Parcel Number

Primary APN2-0112-08-025
Alternative APN
  • J244Q177

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,309 sqft Living Area
1st Floor Area2,309 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area274 sqft
Deck AreaDeck Area
Patio Area384 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4736 CUMBERLAND DR
CitySAVANNAH
StateGA
Zip31405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLT 92 SYLVAN TERR GROOVER WD
Legal SubdivisionSYLVAN TERRACE
Legal Lot Number92
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group2
Census Block2020
Census Tract3400

Owner

4736 Cumberland Dr, a single family home, is owned by an individual.

Source: Chatham County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4734 CUMBERLAND DR, SAVANNAH, GA 31405-5116
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Nov 3, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Recording DateMay 20, 2026
Property Address4736 CUMBERLAND DR, SAVANNAH, GA 31405
Document Number3986000565
Book / Page3986 / 565
Instrument DateMay 20, 2026
Transaction TypeMortgage
Record UpdatedAug 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4736 CUMBERLAND DR, SAVANNAH, GA 31405

Mortgage

Document Number3986000565,
DateMay 20, 2026
Book Page3986/565
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address4736 CUMBERLAND DR, SAVANNAH, GA 31405
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4736 CUMBERLAND DR, SAVANNAH, GA 31405

Mortgage

Document Number0025940693
DateNov 3, 2021
Book Page0000002594/0000000693
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4736 Cumberland Dr was $2,513.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalitySavannah City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,520 (+4.26%) Land $32,000 Building $264,520$741,300 (+4.26%) Land $80,000 Building $661,300
2025$2,513.00 Homeowner's exemption$284,400 Land $32,000 Building $252,400$711,000 Land $80,000 Building $631,000
2023$245,840 (+9.89%) Land $20,000 Building $225,840$614,600 (+9.89%) Land $50,000 Building $564,600
2022$3,532.00$223,720 Land $20,000 Building $203,720$559,300 Land $50,000 Building $509,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4736 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (1994–2016)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4736 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH-MAIN
serves 168,958 people · EPA ID GA0510003
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave.

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