Loudoun County property record for 47365 Middle Bluff Pl, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 6,521 sqft · built 2000 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $999,900 (May 2005) |
| Tax Bill | $10,445 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-46-7180-000 |
| Primary APN | 006-46-7180-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,521 sqft Living Area |
| 1st Floor Area | 2,036 sqft |
| Basement Area | 1,527 sqft |
| Finished Basement | 1,527 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Patio Area | 463 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47365 MIDDLE BLUFF PL |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH BANK SEC.3A LOT 174 200505310054648 |
| Legal Subdivision | SOUTH BANK |
| Legal Block | 2 |
| Legal Lot Number | 174 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 611208 |
47365 Middle Bluff Pl is owned and occupied by an individual who bought it in May 2005.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47365 MIDDLE BLUFF PL, STERLING, VA 20165-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on File |
| Deed Sale | May 31, 2005 · Amount on File |
| Prior Sale | Apr 3, 2000 · Amount on File |
| Deed Document Number | 2005531054648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 47365 MIDDLE BLUFF PL, STERLING, VA 20165-3131 |
| Document Number | 0000032779 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202632779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 47365 MIDDLE BLUFF PL, STERLING, VA 20165-3131 |
| Document Number | 0000032779, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202632779 |
| Name | FIRST NATIONAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 47365 Middle Bluff Pl was $10,445, up 2.5% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,445.00 (+2.52%) | $1,297,520 (+2.52%) Land $281,300 Building $1,016,220 | $1,297,520 (+2.52%) Land $281,300 Building $1,016,220 |
| 2025 | $10,188.00 | $1,265,670 Land $281,300 Building $984,370 | $1,265,670 Land $281,300 Building $984,370 |
| 2023 | $9,793.00 | $1,119,200 Land $281,300 Building $837,900 | $1,119,200 Land $281,300 Building $837,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47365 Middle Bluff Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 47365 Middle Bluff Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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