47364 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47364 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,822 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Apr 2025)
Tax Bill	$9,994 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-16-6801-000`

Property Details

APN / Parcel Number

Primary APN	`005-16-6801-000`
Alternative APN	`65 4 177`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	5,822 sqft Living Area
1st Floor Area	2,036 sqft
Basement Area	1,527 sqft
Finished Basement	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47364 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.3A LOT 177 1807--784
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	177
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611208

Owner

Source: Loudoun County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47364 MIDDLE BLUFF PL, STERLING, VA 20165-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage 2004-0000363 LLC
Mar 21, 2017	Grant Deed, Transfer · Conventional Mortgage 2004-0000363 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	202515763
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Oct 8, 2026
Property Address	47364 MIDDLE BLUFF PL, STERLING, VA 20165-3128
Document Number	0000052205
Instrument Date	Sep 18, 2026
Instrument	202652205
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47364 MIDDLE BLUFF PL, STERLING, VA 20165-3128

Mortgage

Document Number	0000052205,
Date	Oct 8, 2026
Instrument	202652205

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47364 MIDDLE BLUFF PL, STERLING, VA 20165-3128
Document Number	20200727061015
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47364 MIDDLE BLUFF PL STERLING VA 201653128, STERLING, VA 20165-3128

Mortgage

Document Number	20200727061015
Date	Jul 27, 2020
Instrument	61015

Lender

Name	2004-0000363 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 21, 2017
Property Address	47364 MIDDLE BLUFF PL, STERLING, VA 20165-3128
Document Number	20170321016745
Instrument Date	Mar 16, 2017
Instrument	16745
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47364 MIDDLE BLUFF PL STERLING VA 201653128, STERLING, VA 20165-3128

Mortgage

Document Number	20170321016746
Date	Mar 21, 2017
Instrument	16746

Lender

Name	2004-0000363 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,994.00 (+7.5%)	$1,241,500 (+16.84%) Land $279,700 Building $961,800	$1,241,500 (+16.84%) Land $279,700 Building $961,800
2023	$9,297.00	$1,062,560 Land $279,700 Building $782,860	$1,062,560 Land $279,700 Building $782,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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