Roscommon County property record for 4734 W School Rd, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,544 sqft |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Dec 2021) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-420-305-0000 |
| Primary APN | 008-420-305-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,544 sqft Building Perimeter |
| 1st Floor Area | 1,544 sqft |
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4734 W SCHOOL RD |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-644 P-261 233 4734 W SCHOOL RD 48653 LOT 305 HIGGINS LAKE FOREST ESTATES #2. |
| Legal Subdivision | HIGGINS LAKE FOREST ESTATES 2 |
| Legal Lot Number | 305 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | MARKEY |
| Census Block Group | 1 |
| Census Block | 1134 |
| Census Tract | 970600 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4734 W SCHOOL RD, ROSCOMMON, MI 48653-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2018 | Deed of Trust, Mortgage NORTH CENTRAL AREA CU |
| Dec 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Deed Document Number | 202111497 |
| Deed Book / Page | 1179 / 838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | May 5, 2026 |
| Property Address | 4734 W SCHOOL RD, ROSCOMMON, MI 48653-9216 |
| Document Number | 0000003128 |
| Book / Page | 1193 / 923 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4734 W SCHOOL RD, ROSCOMMON, MI 48653-9216 |
| Document Number | 0000003128, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 1193/923 |
| Instrument | 20263128 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 4734 W SCHOOL RD, ROSCOMMON, MI 48653-9216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001165/0000001974 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 0000001165/0000001974 |
| Instrument | 2.0180000322 |
| Name | NORTH CENTRAL AREA CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 117 Months |
| Due | Jan 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Dec 22, 2021 |
| Property Address | 4734 W SCHOOL RD, ROSCOMMON, MI 48653-9216 |
| Document Number | 001179/838 |
| Book / Page | 1179 / 838 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 202100011497 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1034 STEWART AVE, LINCOLN PARK, MI 48146-3622 |
| Document Number | 202100011498 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 202100011498 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Markey Township |
| Unified School District | Houghton Lake Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,100 (+16.67%) | $214,200 (+16.67%) | |
| 2025 | $2,823.00 (+14.06%) | $91,800 (+39.51%) | $183,600 (+39.51%) |
| 2023 | $65,800 | $131,600 | |
| 2022 | $2,475.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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