4702 W School Rd, Roscommon, MI 48653 Property Records

Roscommon County property record for 4702 W School Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 810 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Oct 2026)
Tax Bill	$897 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-420-307-0000`

Property Details

APN / Parcel Number

Primary APN	`008-420-307-0000`

Interior

Full Baths	1 Bath
Building Area	810 sqft Building Perimeter
1st Floor Area	810 sqft

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	4702 W SCHOOL RD
City	ROSCOMMON
State	MI
Zip	48653-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-894 P-30 (L-658 P-227) 233 LOT 307 HIGGINS LAKE FOREST ESTATES #2.
Legal Subdivision	HIGGINS LAKE FOREST ESTATES 2
Legal Lot Number	307
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1134
Census Tract	970600

Owner

Source: Roscommon County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4702 W SCHOOL RD, ROSCOMMON, MI 48653-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS
Mar 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	20266946
Deed Book / Page	1194 / 2042
Prior Transfer Date	Sep 28, 2026
Prior Transfer Doc	0000006946
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 2, 2026
Property Address	4702 W SCHOOL RD, ROSCOMMON, MI 48653-9216
Document Number	0000006946
Book / Page	1194 / 2042
Instrument Date	Sep 28, 2026
Instrument	20266946
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4702 W SCHOOL RD, ROSCOMMON, MI 48653-9216

Mortgage

Document Number	0000006947,
Date	Oct 2, 2026
Instrument	20266947

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 14, 2019
Property Address	4702 W SCHOOL RD, ROSCOMMON, MI 48653-9216
Document Number	1168/1559
Book / Page	1168 / 1559
Instrument Date	Mar 11, 2019
Instrument	201900001247
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7467 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353

Mortgage

Document Number	201900001248
Date	Mar 14, 2019
Instrument	201900001248

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01168/1559
Date	Mar 14, 2019
Book Page	1168/1559
Instrument	201900001247

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,900 (+15.34%)	$109,800 (+15.34%)
2025	$897.00 (+11.71%) Homeowner's exemption	$47,600 (+37.97%)	$95,200 (+37.97%)
2023		$34,500	$69,000
2022	$803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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