4733 Highgate Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4733 Highgate Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1963
Lot Size	0.299 acres (13,042 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Jul 2021)
Tax Bill	$5,128 (2024)
Deeds & Mortgages	Jul 2021 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02613 0010`

Property Details

APN / Parcel Number

Primary APN	`N64 02613 0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,042 sqft (0.299 acres)
Lot Dimensions	163 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4733 HIGHGATE DR
City	DAYTON
State	OH
Zip	45429-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	214 MIL-BERN MANORS 11
Legal Subdivision	MIL-BERN MANORS 11
Legal Lot Number	10
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1001
Census Tract	20602

Owner

4733 Highgate Dr is owned and occupied by an individual who bought it in July 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4733 HIGHGATE DR, DAYTON, OH 45429-5534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC
Nov 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST OHIO HM FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Nov 20, 2018 · Amount on File
Deed Document Number	2021-00049924
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 2, 2021
Property Address	4733 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000049924
Map Reference	MB 64 PG 58
Instrument Date	Jun 11, 2021
Instrument	2021-00049924
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4733 HIGHGATE DR, DAYTON, OH 45429-5534

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4733 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000052173
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4733 HIGHGATE DR KETTERING OH 454295534, KETTERING, OH 45429-5534

Mortgage

Document Number	0000052173
Date	Sep 2, 2020
Instrument	52173

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 20, 2018
Property Address	4733 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000068223
Instrument Date	Sep 24, 2018
Instrument	68223
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4733 HIGHGATE DR KETTERING OH 454295534, KETTERING, OH 45429-5534

Mortgage

Document Number	68224
Date	Nov 20, 2018
Instrument	68224

Lender

Name	FIRST OHIO HM FIN INC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,560 Land $12,380 Building $68,180
2024	$5,128.00 (+2.74%)
2023	$4,991.00 (+4.11%)	$80,560 (+31.63%) Land $12,380 Building $68,180	$230,180 Land $35,380 Building $194,800
2022	$4,794.00	$61,200 Land $9,380 Building $51,820
2020			$174,850 Land $26,800 Building $148,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4733 Highgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4733 Highgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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