4716 Highgate Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4716 Highgate Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1962
Lot Size	0.275 acres (12,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,093 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02613 0016`

Property Details

APN / Parcel Number

Primary APN	`N64 02613 0016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4716 HIGHGATE DR
City	DAYTON
State	OH
Zip	45429-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220 MIL-BERN MANORS 11
Legal Subdivision	MIL-BERN MANORS 11
Legal Lot Number	16
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1001
Census Tract	20602

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2016
Deed Sale	Nov 22, 2016
Prior Sale	Oct 31, 2002
Deed Document Number	2016-00065629
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534

Mortgage

Document Number	0000008259
Date	Feb 8, 2022
Instrument	2022-00008259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534

Mortgage

Document Number	0000030873
Date	Jun 20, 2023
Instrument	202300030873

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000003586
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4716 HIGHGATE DR DAYTON OH 454295534, DAYTON, OH 45429-5534

Mortgage

Document Number	0000003586
Date	Jan 16, 2020
Instrument	3586

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate	3.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000003587
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4716 HIGHGATE DR DAYTON OH 454295534, DAYTON, OH 45429-5534

Mortgage

Document Number	0000003587
Date	Jan 16, 2020
Instrument	3587

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4716 HIGHGATE DR, DAYTON, OH 45429-5534
Document Number	0000050297
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4716 HIGHGATE DR DAYTON OH 454295534, DAYTON, OH 45429-5534

Mortgage

Document Number	0000050297
Date	Aug 25, 2017
Instrument	50297

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,390 (-) Land $11,780 Building $62,610
2024	$4,093.00 (-11.21%)
2023	$4,610.00 (+4.09%)	$74,390 (+31.64%) Land $11,780 Building $62,610	$212,550 (+31.65%) Land $33,660 Building $178,890
2022	$4,429.00	$56,510 Land $8,930 Building $47,580
2020			$161,450 Land $25,500 Building $135,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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