4733 Edgebrook Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4733 Edgebrook Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,342 sqft · built 2000
Lot Size	0.221 acres (9,625 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Jul 2017)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8813-07-376-008`

Property Details

APN / Parcel Number

Primary APN	`8813-07-376-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	1,151 sqft
Basement Area	1,151 sqft
Finished Basement	900 sqft
Unfinished Basement	1,151 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,625 sqft (0.221 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4733 EDGEBROOK DR
City	WATERLOO
State	IA
Zip	50701-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHLAND PARK SECOND ADDITION LOT 57
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK SECOND ADDITION
Legal Lot Number	57
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1039
Census Tract	3001

Owner

4733 Edgebrook Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4733 EDGEBROOK DR, WATERLOO, IA 50701-9213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jul 24, 2017	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	20172018-00001278
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	2010000217
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4733 EDGEBROOK DR, WATERLOO, IA 50701-9213
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001280
Date	Jul 24, 2017
Instrument	2018-00001280

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jul 5, 2023

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4733 EDGEBROOK DR, WATERLOO, IA 50701-9213
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4733 EDGEBROOK DR, WATERLOO, IA 50701-9213

Mortgage

Document Number	202400000455
Date	Jul 12, 2023
Instrument	202400000455

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 24, 2017
Property Address	4733 EDGEBROOK DR, WATERLOO, IA 50701-9213
Document Number	201800001278
Instrument Date	Jun 30, 2017
Instrument	2018-00001278
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4733 EDGERBROOK DR, WATERLOO, IA 50701-9213

Mortgage

Document Number	201800001279
Date	Jul 24, 2017
Instrument	2018-00001279

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 5, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4733 Edgebrook Dr was $7,860 with a homeowner's exemption, up 10.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,860.00 (+10.24%) Homeowner's exemption	$396,020 Land $33,610 Building $362,410	$396,020 Land $33,610 Building $362,410
2024	$7,130.00
2023		$338,930 (+8.87%) Land $33,610 Building $305,320	$338,930 Land $33,610 Building $305,320
2022	$6,642.00 Homeowner's exemption	$311,320 Land $33,610 Building $277,710
2021			$311,320 Land $33,610 Building $277,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4733 Edgebrook Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4733 Edgebrook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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