4725 Edgebrook Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4725 Edgebrook Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,502 sqft · built 1999
Lot Size	0.221 acres (9,625 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Jan 2014)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8813-07-376-007`

Property Details

APN / Parcel Number

Primary APN	`8813-07-376-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Finished Basement	1,280 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,625 sqft (0.221 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Deck Area	198 sqft
Patio Area	676 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4725 EDGEBROOK DR
City	WATERLOO
State	IA
Zip	50701-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHLAND PARK SECOND ADDITION LOT 58
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK SECOND ADDITION
Legal Lot Number	58
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1039
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Aug 13, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2014 · Amount on Record
Deed Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	201413399
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000009317
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 24, 2026
Property Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Document Number	0000009317
Instrument Date	Jun 22, 2026
Instrument	20269317
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009318,
Date	Jun 24, 2026
Instrument	20269318

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002446
Date	Aug 13, 2018
Instrument	201900002446

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013865
Date	Dec 31, 2020
Instrument	202100013865

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 EDGEBROOK DR, WATERLOO, IA 50701-9213

Mortgage

Document Number	0202420349
Date	Sep 16, 2024
Instrument	2024-20349

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,284.00 (+9.86%) Homeowner's exemption	$318,820 (+16.4%) Land $33,610 Building $285,210	$318,820 (+16.4%) Land $33,610 Building $285,210
2024	$5,720.00 (+6.88%)
2023		$273,910 (+8.44%) Land $33,610 Building $240,300	$273,910 (+8.44%) Land $33,610 Building $240,300
2022	$5,352.00 Homeowner's exemption	$252,590 Land $33,610 Building $218,980
2021			$252,590 Land $33,610 Building $218,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on Edgebrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures