4730 American River Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4730 American River Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 1968
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on Record
Last Sale	$1,060,000 (Feb 2022)
Tax Bill	$13,609 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0406-001-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0406-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
1st Floor Area	2,528 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4730 AMERICAN RIVER DR
City	CARMICHAEL
State	CA
Zip	95608-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 14, LOT 76
Legal Subdivision	DEL DAYO ESTATES 14
Legal Lot Number	76
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Feb 18, 2022	Grant Deed, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC
Jan 14, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Mar 18, 1994 · Amount on Record
Deed Book / Page	20220218 / 1029
Prior Transfer Date	Jul 8, 1994
Prior Transfer Doc	9407001398
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2025
Property Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	0000000213
Map Reference	MB 80 MAP 8
Instrument Date	Jun 30, 2025
Instrument	202510230213
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Investor	Possibly a Property Investor

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 18, 2022
Property Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	0000001029
Map Reference	MB 80 MAP 8
Instrument Date	Feb 14, 2022
Instrument	2022021801029
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210

Mortgage

Document Number	0000001030
Date	Feb 18, 2022
Instrument	2022021801030

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2021
Property Address	4730 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	2101141139
Instrument Date	Jan 4, 2021
Instrument	2101141139
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4730 AMERICAN RIVER DR CARMICHAEL CA 956086210, CARMICHAEL, CA 95608-6210

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,375 (+2%) Land $340,965 Building $806,410
2025	$13,609.00 (+0.95%)	$1,124,879 (+4.04%) Land $334,280 Building $790,599
2024	$13,481.00 (+2.58%)
2023	$13,142.00 (+119.95%)	$1,081,200 Land $321,300 Building $759,900
2022	$5,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (1991–1998)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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