4710 American River Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4710 American River Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,316 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Oct 2019)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0411-002-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0411-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	2,316 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4710 AMERICAN RIVER DR
City	CARMICHAEL
State	CA
Zip	95608-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 14, LOT 78
Legal Subdivision	DEL DAYO ESTATES 14
Legal Lot Number	78
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 30, 2019	Grant Deed, Transfer US BK
Oct 30, 2019	Affidavit of Death, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO
Jan 6, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 6, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Book / Page	20191030 / 1692
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210

Mortgage

Document Number	0000001648
Date	Feb 23, 2021
Instrument	202102231648

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2019
Property Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	1910301692
Instrument Date	Oct 28, 2019
Instrument	1910301692
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4710 AMERICAN RIVER DR CARMICHAEL CA 956086210, CARMICHAEL, CA 95608-6210

Mortgage

Document Number	1910301693
Date	Oct 30, 2019
Instrument	1910301693

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2019
Property Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	1910301691
Instrument Date	Oct 28, 2019
Instrument	1910301691
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 MERING CT SACRAMENTO CA 958645720, SACRAMENTO, CA 95864-5720

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 6, 2020
Property Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	2001060774
Instrument Date	Sep 27, 2019
Instrument	2001060774
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4710 AMERICAN RIVER DR CARMICHAEL CA 956086210, CARMICHAEL, CA 95608-6210

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 6, 2020
Property Address	4710 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6210
Document Number	2001060775
Instrument Date	Sep 27, 2019
Instrument	2001060775
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4710 AMERICAN RIVER DR CARMICHAEL CA 956086210, CARMICHAEL, CA 95608-6210

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$843,325 (+2%) Land $278,876 Building $564,449
2025	$9,960.00 (+0.96%) Homeowner's exemption	$826,790 (+4.04%) Land $273,408 Building $553,382
2024	$9,865.00 (+2.59%)
2023	$9,616.00 (+0.56%) Homeowner's exemption	$794,688 Land $262,793 Building $531,895
2022	$9,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (1991–1998)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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