473 Main St, Hobart, NY 13788 Property Records

Delaware County and Stamford Town property record for 473 Main St, Hobart, NY 13788

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,808 sqft · built 1890
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2023)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125201 68.20-2-12`

Property Details

APN / Parcel Number

Primary APN	`125201 68.20-2-12`
Alternative APNs	`52010680200002012000` `08400891005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,808 sqft Total Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,404 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	145 ft deep x 153 ft wide
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08400891005
Street Address	473 MAIN ST
City	HOBART
State	NY
Zip	13788
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	DELAWARE NY
Township / Civil Division	STAMFORD
Census Block Group	1
Census Block	1014
Census Tract	971000

Owner

473 Main St, a duplex, is owned by an individual who bought it in January 2023.

Source: Delaware County and Stamford Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 314, HOBART, NY 13788-0314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
May 8, 2017	Deed of Trust, Mortgage NBT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	202311
Deed Book / Page	1737 / 13
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jan 3, 2023
Property Address	473 MAIN ST, HOBART, NY 13788
Document Number	0001737/13
Book / Page	1737 / 13
Instrument Date	Dec 29, 2022
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SYLVESTER ST, CRANFORD, NJ 07016-2442

Mortgage

Document Number	0000000012
Date	Jan 3, 2023
Instrument	12

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.7%
Index	Other

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	473 MAIN ST, HOBART, NY 13788
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002081/0000000014
Date	May 8, 2017
Book Page	0000002081/0000000014
Instrument	000000003208

Lender

Name	NBT BANK NA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 473 Main St was $1,920, up 1.6% from the year before.

Source: Delaware County and Stamford Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Stamford Town
Municipality	Hobart Village
Unified School District	South Kortright Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 (+1.64%)
2025	$1,889.00	$14,500 Land $500 Building $14,000	$95,520 Land $3,294 Building $92,226
2023		$14,500 Land $500 Building $14,000	$86,000 Land $2,966 Building $83,034
2020	$1,311.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 473 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOBART VILLAGE serves 700 people · EPA ID NY1200267
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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