Delaware County and Stamford Town property record for 405 Main St, Hobart, NY 13788
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 1,790 sqft · built 1890 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (Oct 1995) |
| Tax Bill | $3,444 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 125201 68.20-2-10.1 |
| Primary APN | 125201 68.20-2-10.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 824 sqft |
| 2nd Floor Area | 644 sqft |
| Upper Floors Area | 322 sqft |
| Basement Area | 824 sqft |
| Finished Basement | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 145 ft deep x 142 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08400839005 |
|---|---|
| Street Address | 405 MAIN ST |
| City | HOBART |
| State | NY |
| Zip | 13788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARLENE COSTELLO/ANO |
| Legal Block | 2 |
| Legal Lot Number | 10.100 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | STAMFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 971000 |
405 Main St is owned by an individual who bought it in October 1995.
Source: Delaware County and Stamford Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 W 43RD ST, 4F, NEW YORK, NY 10036-6408 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 1995 · Amount on File |
| Deed Sale | Oct 12, 1995 · Amount on File |
| Deed Book / Page | 779 / 326 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Main St was $3,444, up 1.7% from the year before.
Source: Delaware County and Stamford Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Stamford Town |
| Municipality | Hobart Village |
| Unified School District | South Kortright Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,444.00 (+1.68%) | ||
| 2025 | $3,387.00 | $26,000 Land $500 Building $25,500 | $171,278 Land $3,294 Building $167,984 |
| 2023 | $26,000 Land $500 Building $25,500 | $154,200 Land $2,965 Building $151,235 | |
| 2020 | $3,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOBART VILLAGE serves 700 people · EPA ID NY1200267 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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