473 E Water St, Inlet Beach, FL 32461 Property Records

Walton County property record for 473 E Water St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,066 sqft · built 2000
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$5,795,000 (May 2021)
Tax Bill	$52,704 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16062-019-0030`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16062-019-0030`
Alternative APNs	`35-318-16062-019-0030` `1080241`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	4,653 sqft
1st Floor Area	1,172 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	85 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	810 sqft
Deck Area	Deck Area
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	473 E WATER ST
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 3 BLK 19 ROSEMARY BEACH PH 4 PB 13-18 OR 2058-20 OR 2218-275 OR 2596-377 OR 2753-584 OR 2823-3078 OR 2905-4439 OR 3197-295
Legal Range	018
Legal Township	03S
Legal Section	35
Legal Subdivision	ROSEMARY BEACH PH 4
Legal Phase	4
Legal Block	19
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3060 PEACHTREE RD NW, 425, ATLANTA, GA 30305-2234
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
May 10, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES
Sep 8, 2017	Loan Modification, Mortgage OAKWORTH CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	202123228
Deed Book / Page	3197 / 295
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	473 E WATER ST, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032082764
Date	Jul 23, 2021
Book Page	3208/2764
Instrument	20210036993

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2021
Property Address	473 E WATER ST, INLET BEACH, FL 32461
Document Number	0031970295
Book / Page	3197 / 295
Map Reference	MB 13 PG 18&18A
Instrument Date	May 5, 2021
Instrument	20210023228
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$40,565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 LAKE COLONY POINTE, 620, VESTAVIA, AL 35242-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 PEACHTREE RD NW # 425, 425, ATLANTA, GA 30305-2234

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	473 E WATER ST, INLET BEACH, FL 32461
Document Number	0030564427
Book / Page	003056 / 004427
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 LAKE COLONY POINTE VESTAVIA AL 352427412, VESTAVIA, AL 35242-7412

Mortgage

Document Number	0030564427
Date	Nov 7, 2017
Book Page	003056/004427
Instrument	36824

Lender

Name	OAKWORTH CAP BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2037

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52,704.00	$5,832,922 (-1.79%) Land $2,700,000 Building $3,132,922	$5,832,922 (-1.79%) Land $2,700,000 Building $3,132,922
2023	$53,968.00 (+7.02%)	$5,939,465 (+9.15%) Land $2,700,000 Building $3,239,465	$5,939,465 (+9.15%) Land $2,700,000 Building $3,239,465
2022	$50,426.00	$5,441,319 Land $2,067,957 Building $3,373,362	$5,441,319 Land $2,067,957 Building $3,373,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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