427 E Water St, Inlet Beach, FL 32461 Property Records

Walton County property record for 427 E Water St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,691 sqft · built 2002
Lot Size	0.126 acres (5,532 sqft)
Owner	Company Name on Record
Last Sale	$7,637,000 (Jul 2021)
Tax Bill	$78,806 (2023)
Deeds & Mortgages	Jul 2021 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16060-018-0040`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16060-018-0040`
Alternative APN	`1080211`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,691 sqft Living Area
Gross Area	5,997 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	5,532 sqft (0.126 acres)
Lot Dimensions	7.7 ft deep x 7.2 ft wide
Garage Type	Finished
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,885 sqft
Deck Area	Deck Area
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1080211
Street Address	427 E WATER ST
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 18 ROSEMARY BEACH PH 3 PB 13-2 OR 1899-85 OR 2884-3944 OR 3065-1655 OR 3209-2032
Legal Range	18W
Legal Township	03S
Legal Section	35
Legal Subdivision	ROSEMARY BEACH PH 1
Legal Phase	3
Legal Block	18
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1199 HAYWOOD DR, COLLEGE STATION, TX 77845-5639
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE
Feb 13, 2018	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20210038063
Deed Book / Page	3209 / 2032
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 29, 2021
Property Address	427 E WATER ST, INLET BEACH, FL 32461
Document Number	0032092032
Book / Page	3209 / 2032
Map Reference	MB 13 PG 2
Instrument Date	Jul 21, 2021
Instrument	20210038063
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$53,459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6428 BELMONT ST, 6428, HOUSTON, TX 77005-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 MAYWOOD DR, BRYAN, TX 77801-3923

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 13, 2018
Property Address	427 E WATER ST, INLET BEACH, FL 32461
Document Number	0030651655
Book / Page	003065 / 001655
Instrument Date	Feb 12, 2018
Instrument	4635
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$49,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6428 BELMONT ST HOUSTON TX 770053802, HOUSTON, TX 77005-3802

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,564,849 (-5.48%) Land $3,375,000 Building $5,189,849	$8,564,849 (-5.48%) Land $3,375,000 Building $5,189,849
2023	$78,806.00 (+12.28%)	$9,061,640 (+19.65%) Land $3,375,000 Building $5,686,640	$9,061,640 (+19.65%) Land $3,375,000 Building $5,686,640
2022	$70,187.00	$7,573,610 Land $2,584,884 Building $4,988,726	$7,573,610 Land $2,584,884 Building $4,988,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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