Sullivan County and Thompson Town property record for 473 Cold Spring Rd, Monticello, NY 12701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,772 sqft · built 1965 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,891 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 484689 49.-1-5.3 |
| Primary APN | 484689 49.-1-5.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 262 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 473 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 5.003 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | THOMPSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951600 |
Source: Sullivan County and Thompson Town records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 473 COLD SPRING RD, MONTICELLO, NY 12701-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2026 |
| Transfer Doc | 0000000618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 473 COLD SPRING RD, MONTICELLO, NY 12701-4202 |
| Document Number | 0000000618 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262618 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 473 COLD SPRING RD, MONTICELLO, NY 12701-4202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 473 COLD SPRING RD, MONTICELLO, NY 12701-4202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000774 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-6774 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,891.00 | $145,000 (-) Land $24,900 Building $120,100 | $357,143 (+23.15%) Land $61,330 Building $295,813 |
| 2023 | $145,000 Land $24,900 Building $120,100 | $290,000 Land $49,800 Building $240,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1981–2001) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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