464 Cold Spring Rd, Monticello, NY 12701 Property Records

Sullivan County and Thompson Town property record for 464 Cold Spring Rd, Monticello, NY 12701

Property Summary

Property Type	Single Family Home
Details	10 bd · 6.5 ba · 4,968 sqft · built 1947
Lot Size	2.7 acres (117,612 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$10,197 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`484689 49.-1-5.2`

Property Details

APN / Parcel Number

Primary APN	`484689 49.-1-5.2`
Alternative APN	`4689049 0001005002`

Interior

Bedrooms	10 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	4,968 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	1,656 sqft
Upper Floors Area	1,656 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Patio
Porch Area	430 sqft
Patio Area	1,094 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	464 COLD SPRING RD
City	MONTICELLO
State	NY
Zip	12701-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Block	1
Legal Lot Number	5.002
Jurisdiction	SULLIVAN NY
Township / Civil Division	THOMPSON
Census Block Group	3
Census Block	3000
Census Tract	951600

Owner

Source: Sullivan County and Thompson Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	464 COLD SPRING RD, MONTICELLO, NY 12701-4253
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed, Transfer
Aug 29, 2023	Deed, Transfer · Stand-Alone First Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Nov 26, 2007 · Amount on Record
Deed Document Number	20237043
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Aug 29, 2023
Property Address	464 COLD SPRING RD, MONTICELLO, NY 12701-4253
Document Number	0000000053
Instrument Date	Aug 29, 2023
Instrument	2023-7053
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 COLD SPRING RD, MONTICELLO, NY 12701-4253

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Aug 29, 2023
Property Address	464 COLD SPRING RD, MONTICELLO, NY 12701-4253
Document Number	0000000043
Instrument Date	Aug 8, 2023
Instrument	2023-7043
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FOREST RD # 316-34, 316, MONROE, NY 10950-2905

Mortgage

Document Number	0000000044
Date	Aug 29, 2023
Instrument	2023-7044

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Thompson Town
Unified School District	Monticello Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,197.00	$285,600 (+13.78%) Land $19,000 Building $266,600	$703,448 (+40.13%) Land $46,798 Building $656,650
2023		$251,000 (-) Land $19,000 Building $232,000	$502,000 (+24%) Land $38,000 Building $464,000
2022		$251,000 Land $19,000 Building $232,000	$404,839 Land $30,645 Building $374,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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