4729 E Merced St, Des Moines, IA 50317 Property Records

Polk County property record for 4729 E Merced St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 2008
Lot Size	0.305 acres (13,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2026)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	May 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07934-261-000`

Property Details

APN / Parcel Number

Primary APN	`060/07934-261-000`
Alternative APN	`792322153018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	3,597 sqft
1st Floor Area	1,491 sqft
Basement Area	1,323 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,263 sqft (0.305 acres)
Lot Width	78.6 ft Width
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4729 E MERCED ST
City	DES MOINES
State	IA
Zip	50317-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	61
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2052
Census Tract	10602

Owner

Source: Polk County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4729 E MERCED ST, DES MOINES, IA 50317-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Line of Credit IOWA FALLS STATE BANK
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE PRODUCERS INC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA FALLS STATE BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA FALLS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Nov 10, 2008 · Amount on Record
Deed Document Number	202611374
Deed Book / Page	20436 / 223
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4729 E MERCED ST, DES MOINES, IA 50317-4723
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024447
Date	May 5, 2025
Book Page	20124/213
Instrument	2025-00024447

Lender

Name	IOWA FALLS STATE BANK
Type	Bank
Address	601 WASHINGTON AVE, IOWA FALLS, IA 50126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 3, 2026
Property Address	4729 E MERCED ST, DES MOINES, IA 50317-4723
Document Number	0000011374
Book / Page	20436 / 223
Instrument Date	Feb 28, 2026
Instrument	2026-00011374
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4729 E MERCED ST, DES MOINES, IA 50317-4723

Mortgage

Document Number	0000011375
Date	Mar 3, 2026
Instrument	2026-00011375

Lender

Name	MORTGAGE PRODUCERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4729 E MERCED ST, DES MOINES, IA 50317-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028263
Date	Oct 3, 2017
Book Page	16669/0501
Instrument	2017-00028263

Lender

Name	IOWA FALLS STATE BANK
Type	Bank
Address	IOWA FALLS, IA 50126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2024

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4729 E MERCED ST, DES MOINES, IA 50317-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040613
Date	Oct 12, 2020
Book Page	18119/523
Instrument	2020-00040613

Lender

Name	IOWA FALLS STATE BANK
Type	Bank
Address	IOWA FALLS, IA 50126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,976.00 (+2.26%) Homeowner's exemption	$271,000 (+6.95%) Land $68,100 Building $202,900	$271,000 (+6.95%) Land $68,100 Building $202,900
2024	$4,866.00 (+5.74%)
2023		$253,400 Land $63,000 Building $190,400	$253,400 Land $63,000 Building $190,400
2020	$4,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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