4712 E Merced St, Des Moines, IA 50317 Property Records

Polk County property record for 4712 E Merced St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2013
Lot Size	0.275 acres (11,979 sqft)
Owner	Owner Name on Record
Last Sale	$206,000 (Jun 2014)
Tax Bill	$5,228 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-22-152-012`

Property Details

APN / Parcel Number

Primary APN	`7923-22-152-012`
Alternative APN	`060/07934-233-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Width	55 ft Width
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4712 E MERCED ST
City	DES MOINES
State	IA
Zip	50317-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	33
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4712 E MERCED ST, DES MOINES, IA 50317-4723
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
May 21, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST FSB/FL

Assessor's Deed Record

Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	2015-00008683
Deed Book / Page	15210 / 0360
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4712 E MERCED ST, DES MOINES, IA 50317-4723
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800059195
Date	Feb 13, 2019
Book Page	17234/0869
Instrument	2018-00059195

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4712 E MERCED ST, DES MOINES, IA 50317-4723
Document Number	0000094638
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4712 E MERCED ST DES MOINES IA 503174723, DES MOINES, IA 50317-4723

Mortgage

Document Number	0000094638
Date	May 8, 2020
Book Page	017821/000466
Instrument	94638

Lender

Name	CBC NAT'L BK MTG
Address	3010 ROYAL BLVD S # 230, ALPHARETTA, GA 30022-1403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4712 E MERCED ST, DES MOINES, IA 50317-4723
Document Number	0000091155
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4712 E MERCED ST DES MOINES IA 503174723, DES MOINES, IA 50317-4723

Mortgage

Document Number	0000091155
Date	May 29, 2018
Book Page	016935/000001
Instrument	91155

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,900 (+6.6%) Land $73,900 Building $233,000	$306,900 (+6.6%) Land $73,900 Building $233,000
2024	$5,228.00 (+278.29%)
2023		$287,900 Land $68,400 Building $219,500	$287,900 Land $68,400 Building $219,500
2020	$1,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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