4728 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4728 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,690 sqft · built 1997
Lot Size	0.222 acres (9,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Aug 2022)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`212-12-137`

Property Details

APN / Parcel Number

Primary APN	`212-12-137`
Alternative APN	`212121378`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,690 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	2,690 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,683 sqft (0.222 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4728 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-6698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM RIDGE PARCELS 5 & 6 MCR 374-09
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	TATUM RIDGE PARCELS 5 & 6
Legal Lot Number	122
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3020
Census Tract	613300

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4728 E SPUR DR, CAVE CREEK, AZ 85331-6698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 11, 2022	Warranty Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	2022637045
Prior Transfer Date	Aug 21, 2007
Prior Transfer Doc	0000968542
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4728 E SPUR DR, CAVE CREEK, AZ 85331-6698
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 E SPUR DR, CAVE CREEK, AZ 85331-6698
Investor	Possibly a Property Investor

Mortgage

Document Number	0001230792
Date	Nov 17, 2021
Instrument	20211230792

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2022
Property Address	4728 E SPUR DR, CAVE CREEK, AZ 85331-6698
Document Number	0000637045
Map Reference	MB 374 PG 9
Instrument Date	Jul 18, 2022
Instrument	20220637045
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3402, SUFFOLK, VA 23439-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4728 E SPUR DR, CAVE CREEK, AZ 85331-6698
Investor	Possibly a Property Investor

Mortgage

Document Number	0000637046
Date	Aug 11, 2022
Instrument	20220637046

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,660 (+43.22%)	$686,600 (+2.43%) Land $137,300 Building $549,300
2025	$2,839.00 (+7.25%)	$47,941 (-32.63%)	$670,300 (-5.8%) Land $134,000 Building $536,300
2024		$71,160	$711,600 Land $142,300 Building $569,300
2023	$2,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1996–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 54% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, BAM Broadband, Verizon.

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