4725 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4725 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	4 ba · 2,984 sqft · built 1995
Lot Size	0.2 acres (8,738 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Mar 2023)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`212-12-132`

Property Details

APN / Parcel Number

Primary APN	`212-12-132`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
1st Floor Area	1,612 sqft
2nd Floor Area	1,372 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,738 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Pool Area	384 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4725 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-6699
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-8
Legal Description	TATUM RIDGE PARCELS 5 & 6 MCR 374/09
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	TATUM RIDGE PARCELS 5 & 6
Legal Lot Number	117
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3020
Census Tract	613300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4725 E SPUR DR, CAVE CREEK, AZ 85331-6699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Apr 25, 2013 · Amount on Record
Deed Document Number	20230149974
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2023
Property Address	4725 E SPUR DR, CAVE CREEK, AZ 85331-6699
Document Number	0000149974
Map Reference	MB 374 PG 9
Instrument Date	Feb 27, 2023
Instrument	20230149974
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 E VILLA LINDA DR, PHOENIX, AZ 85024-0101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4725 E SPUR DR, CAVE CREEK, AZ 85331-6699

Mortgage

Document Number	0000149975
Date	Mar 24, 2023
Instrument	20230149975

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4725 E SPUR DR, CAVE CREEK, AZ 85331-6699
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 E SPUR DR, CAVE CREEK, AZ 85331-6699

Mortgage

Document Number	0000843569
Date	Sep 10, 2020
Instrument	20200843569

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,680 (-3.56%)	$646,800 (-3.56%) Land $129,300 Building $517,500
2025	$2,705.00 (+7.26%)
2024		$67,070	$670,700 Land $134,100 Building $536,600
2023	$2,522.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1996–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 54% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, BAM Broadband, Verizon.

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