4725 Trail Ct, Westminster, MD 21158 Property Records

Carroll County property record for 4725 Trail Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,700 sqft · built 1997
Lot Size	1.12 acres (48,831 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2021)
Tax Bill	$4,658 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-027163`

Property Details

APN / Parcel Number

Primary APN	`03-027163`
Alternative APNs	`3027163` `027163`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,700 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,831 sqft (1.12 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027163
Street Address	4725 TRAIL CT
City	WESTMINSTER
State	MD
Zip	21158-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 29 - 1.1210 ACS 4725 TRAIL CT 39-17 PH 2 GRAND VALLEY ACS SC 4
Legal Subdivision	GRAND VALLEY ACRES SEC 04 PH 0
Legal Phase	2
Legal Lot Number	29
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4008
Census Tract	503000

Owner

4725 Trail Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4725 TRAIL CT, WESTMINSTER, MD 21158-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Apr 27, 2021	Deed, Transfer · VA Mortgage SUN WEST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Book / Page	10235 / 437
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0079540287
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4725 TRAIL CT, WESTMINSTER, MD 21158-1446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117170245
Date	Mar 23, 2026
Book Page	11717/245

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 31, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 27, 2021
Property Address	4725 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0102350437
Book / Page	10235 / 437
Map Reference	MB 39 PL 17
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4725 TRAIL CT, WESTMINSTER, MD 21158-1446

Mortgage

Document Number	0010235443
Date	Apr 27, 2021
Instrument	10235/443

Lender

Name	SUN WEST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4725 Trail Ct was $4,658, up 4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,658.00 (+4%)	$410,567 (+4.05%)	$442,500 (+12.14%) Land $161,200 Building $281,300
2025	$4,479.00	$394,600 Land $126,200 Building $268,400	$394,600 Land $126,200 Building $268,400
2023	$3,684.00	$326,067	$394,600 Land $126,200 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4725 Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4725 Trail Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail Ct

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