4712 Trail Ct, Westminster, MD 21158 Property Records

Carroll County property record for 4712 Trail Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 1998
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Apr 2017)
Tax Bill	$4,176 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-027120`

Property Details

APN / Parcel Number

Primary APN	`03-027120`
Alternative APNs	`3027120` `027120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	440 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027120
Street Address	4712 TRAIL CT
City	WESTMINSTER
State	MD
Zip	21158-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 25 - 1.10 ACS 4712 TRAIL CT 39-16/17 P GRAND VALLEY ACRES SC 4
Legal Subdivision	GRAND VALLEY ACRES SEC 04 PH 0
Legal Lot Number	25
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4008
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4712 TRAIL CT, WESTMINSTER, MD 21158-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Apr 19, 2017	Grant Deed, Transfer IFREEDOM DIRECT
Apr 19, 2017	Grant Deed, Transfer AEGIS TITLE ASSOCIATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	20178664-0465
Deed Book / Page	8664 / 465
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4712 TRAIL CT, WESTMINSTER, MD 21158-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093820198
Date	Aug 21, 2019
Book Page	9382/0198

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4712 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0100090340
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NAT'L SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4712 TRAIL CT WESTMINSTER MD 211581446, WESTMINSTER, MD 21158-1446

Mortgage

Document Number	0100090340
Date	Dec 22, 2020
Book Page	010009/000340

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 19, 2017
Property Address	4712 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0086640465
Book / Page	008664 / 000465
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	AEGIS TITLE ASSOCIATES LLC, AEGIS TITLE ASSOCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 TRAIL CT WESTMINSTER MD 211581446, WESTMINSTER, MD 21158-1446

Mortgage

Document Number	86640472
Date	Apr 19, 2017
Book Page	008664/000472

Lender

Name	IFREEDOM DIRECT
Address	SALE LAKE, UT 84116

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 19, 2017
Property Address	4712 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0086640464
Book / Page	008664 / 000464
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	AEGIS TITLE ASSOCIATES LLC

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4712 TRAIL CT WESTMINSTER MD 211581446, WESTMINSTER, MD 21158-1446

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,176.00 (+4.79%) Homeowner's exemption	$407,500 (+23.45%)	$436,700 (+11.15%) Land $161,000 Building $275,700
2025	$3,985.00 (+6.84%) Homeowner's exemption
2023	$3,730.00 Homeowner's exemption	$330,100	$392,900 Land $126,000 Building $266,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail Ct

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